Better than prevention campaigns, the British government has decided to act from an early age by teaching these essential courses.
When you ask children what it is, money, they generally do not know what to answer. And yet, very early on, they use it: to buy candies, toys, Pokémon cards or credits on their favorite online video game. Money is already part of their daily lives, without them really understanding the value or the rules. Result: the youngest, often naive and confident, become easy targets. Between disguised advertisements, online purchases in one click or well -run scams, some unscrupulous and crooked merchants do not hesitate to take advantage of it. Hence the importance, from an early age, to teach them to manage and protect their money. But how?
Some countries, such as England, have decided to take the lead. Rather than launching a new prevention campaign, the authorities go further by implementing a solution directly in schools. British media have said that courses will soon be offered to primary and secondary students, aged 5 to 16. And not just any: financial education courses. This new system, scheduled for the summer and intended to be applied from the start of the September school year, is carried by the OAK National Academy, an independent organization that helps schools to disseminate school programs in England.
Concretely, primary prices will teach children where money comes from, how to manage it and make the difference between needs and desires. They will also approach bank cards, advertising and scams. Some courses will show them how easy it is to spend real money in online games and will help them understand the risks linked to these purchases. In high school, the program will deal with inflation, investment, cryptocurrencies, bank statements and salary slips. They will also decipher the speeches of influencers, activists and advertisers who recall it also make money. What is the goal with these courses?
Make children and adolescents autonomous and vigilant in the face of money, giving them from a very young age solid bases in financial education. “By giving teachers the tools necessary to provide well -structured and attractive financial education, we can make sure that it finds an echo in children and helps them to become adults”said John Roberts, CEO by Oak National Academy. A lesson that would have every interest in being duplicated elsewhere, in other countries!