Whether you are a teenager or you already have a foot in the world of work, some reflexes make it possible to put all the odds on your side to constitute a good retirement file.
As the retirement approaches, most employees are starting to take a close interest in the steps to be taken to build up their files. It is also time for them to know with more precision the salary they can receive for their old days. “”To know the moment of retirement and what to do as the necessary documents, I had inquired for a long time in advance“, says Jean-Jacques, retired for 12 years.
And a few little tips are to be known, especially to choose the right departure date: “Completing the full year can provide a supplement to its file. Thus, it is better to leave in early January so that the fourth quarter is taken into account total in the calculation. If this is not the case, any end of the quarter does the trick as well“Explains the retiree. Patrick advises to check the number of years required for a full rate retirement as well as the working periods and the declared amounts. Another important point to know:”By remaining as long as possible after the number of legal years makes it possible to report a supplement in the retirement pension, which is percentage“Adds Patrick.
If all this is anticipated and prepared with care, there is a habit that young people should have as soon as possible. “One month of work is enough to have a retirement in the pro rata of the time worked,” adds Jean-Jacques. Also, it is essential to take into account all the jobs that we have been able to make: “Small summer jobs, including if we were a host in a ventilate center … all count!” he insists. Indeed, “even your seasonal or paid internships can be taken into account and create retirement rights” confirms the retirement insurance site.
For example: a student who would have worked in August 35 hours per week paid to the minimum wage can validate a quarter thanks to this salary. This is the reason why it is essential to put your pay sheets aside now, and to be well organized throughout your professional career so as not to miss anything.
