Life insurance: returns above 3% on Primonial’s euro funds in 2024

Primonial has maintained attractive returns on its three euro funds in 2024, with interest rates above 3%. Better than the average expected for the rest of the market.

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Course maintained for the performance of Primonial’s euro funds. The group, partner of Oradéa Vie – a subsidiary of Société Générale Assurances – announced, this Tuesday, January 14, the rates of the three guaranteed capital supports accessible via its Target+ life insurance contract, now distributed by the Crystal Group. On the Euro Security Infra Euro fund – invested in bonds and infrastructure – the rate served in 2024 does not change compared to 2023, and is displayed at 3.50%.

Very slight decline, however, on Target+’s “traditional” euro fund, Euro Classique – invested in government and corporate bonds – which offers 3% in 2024, compared to 3.10% in 2023. The same goes for the third support, Sécurité Target Euro – invested mainly in bonds -, which distributes 3.10% over the past financial year, compared to 3.38% a year earlier. A slight decline in line with expectations of the average return on euro funds in 2024, expected at 2.50% in 2024 by Facts & Figures, compared to 2.60% in 2023.

Up to 5% for customers who have benefited from the deposit bonus offer

On their three risk-free supports, Primonial and Oradéa Vie are therefore more generous than the rest of the sector. And for customers who have benefited from a bonus, the remuneration will be even better. On the Euro Classique euro fund, the yield was thus able to increase up to 5% – i.e. 1.5% bonus – for payments incorporating at least 50% of supports exposing to a risk of capital loss (units of account or CU). Note that the three funds in euros are also accessible within the Target+ contract provided that you invest at least 40% of your capital in UC.

*All rates are given net of management fees, but excluding social and tax contributions.