Real estate sale: If I let the buyer move before signing, will I regret it?

Some buyers want to start to move into their future accommodation before being truly owners. What risks are the sellers who accept? Response from Jean-Luc Brulard, real estate agent, in the program Le Grand Rendez-vous de l’Emal estate (Capital/Radio Immo).

Capital video: My sister and I signed a sales compromise for the house inherited from our parents. Buyers wish to store moving boxes before signing the authentic purchase act. If we accept, what risks do we take?

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Jordan and his sister signed a sales compromise for the house inherited from their parents. A few weeks before the signing of the act of authentic sale at the notary, the buyers ask them if they can already do deliver a sofa and cabinets to the house. The couple is very friendly, Jordan and his sister are ready to accept. But “Do we not take a risk ? “they wonder about the program Le Grand Rendez-vous de l’Emal estate (Capital/Radio Immo).

The brother and the sister do not take a risk, but “several”answers Jean-Luc Brulard, real estate agent. “After delivery of the furniture in his future house, the buyer may very well forget to close the door”imagine Jean-Luc Brulard. If its furniture is stolen, In a good that does not belong to him, will his insurance accept to compensate him? Same question for Jordan and his sister, that their insurer could find very imprudent to have entrusted the keys of the house to a buyer who is not yet the owner. Questions that will arise with even more acuity in the event of‘fire.

An agreement written to “lock the conditions”

“The sale can also be delayed because a document is missing”, advance Jean-Luc Brulard. He experienced this situation, with a deferred sale of three months and “The daughter of the buyer who was rolling on the ground in front of (s) we agency to obtain the authorization of Doing work in the apartment before signing the actso that her mother then moved quietly ”. He refused. Well took him. The seller, who was elderly, died in the interval of three months before the signing of the authentic act. The settlement of his succession took eight months. “Imagine what his children would have said if I had accepted the work, making them inherit an apartment not yet sold but that the buyer has changed …”blows Jean-Luc Brulard. The heirs may indeed have preferred to keep the apartment to ensure rental income.

“This is why real estate agents and notaries are very chilly Faced with this kind of demand ”he insists. If, despite everything, some sellers accept, for example in the case of a delayed sale of a few weeks while the buyer is preparing to give birth, “The two parties must write an agreement with their notary or their real estate agent ”advises Jean-Luc Brulard. In this writing, “The buyer will have to lift the option of the promise to sell, that is to say commit to buying the property, and specify that he has obtained his loan and that there is therefore no more condition suspensive for sale”Grabs the real estate agent.

Our experts – real estate agents, notaries, lawyers – answer you

The agreement must also list the furniture that the buyer can store in the good, and in which parts, such as the cellar, for example. Buyer who must have taken out multi -risk home insurance for this accommodation, “What is possible as soon as the sales compromise is signed”indicates Jean-Luc Brulard. For whom “We can even go further, by authorizing for example the buyer’s cooker to put the kitchen before the signing of the authentic act, or even by allowing the buyer of settle in good, with an occupation compensation. But it will be necessary to lock the conditions even more ”.

Are you an owner, buyer, seller still investor and do you also have a legal, tax or practical question? Do not hesitate to connect to the Facebook group Le Proprios club To ask your questions. The approximately 14,000 members of this group, created and managed by Capitalwill be happy to give you their feedback. In a second step, we will also try to raise your questions to submit them to our experts who will answer them in the next numbers of the Great Rendezenuing Real estate.