A on -board effect. If the pension reform is always the subject of harsh debates between social partners gathered within the framework of the conclave on pensions, workers should not escape the progressive raising of the legal age of departure at 64 years. An increase in this pivotal age which is not without consequences for senior job seekers, since it shifts all the age from which they have the possibility of taking advantage of their unemployment rights until their departure at full rate. And this, since the entry into force of the new compensation rules for unemployment insurance on April 1, 2025.
Because as a reminder, job seekers registered with France work can see the payment of their return to employment assistance allowance (ARE) extended until the liquidation of their retirement at full rate. Until March 31, 2025, the age required to benefit from this system was set at 62 years. But the unemployment insurance agreement, signed by the social partners on November 15, 2024 and which defines the rules of unemployment until December 31, 2028, changes the situation.
Indeed, since April 1, this age of 62 has been gradually pushed back, in the wake of theLegal retirement age. For example, if you were born in 1963, the age condition is now set to 62 years and 9 months To take advantage of the maintenance of unemployment rights until you can liquidate your full -rate retirement.
An age applied “only to people with an end of contract from April 1”
Be careful, as specified in Capital UNEDIC, the organization responsible for managing the unemployment insurance plan, “This discrepancy from 62 to 64 years only applies to people with a End of contract from April 1 (or whose dismissal procedure was initiated from April 1) “. Therefore, if you lost your job before April 1, 2025, you can benefit from the old rules and therefore the maintenance of unemployment rights from 62 years.
Aside from the age terminal which will therefore evolve gradually up to 64 years for generations born from 1968, the conditions remain identical for job seekers who wish to see their are extended. Namely to have at least 100 validated retirement quarters – but not the number of quarters necessary for a full -rate retirement -, to be compensated by France work for at least a year (at least 360 days compensated) and finally to have been affiliated and therefore have contributed 12 years to unemployment insurance, of which at least a continuous year or two discontinuous in the last five years. If you meet all of these criteria, you will then receive your return to employment assistance allowance until you have the number of quarters necessary for a full -rate retirement or at the latest at 67or the age of Automatic full rate.
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