The pensions of nearly 850,000 low-income retirees will increase in September. The increase will be an average of 50 euros per month. However, that will not prevent difficult ends of the month. If you are retired and you feel that your pension is not enough to get by, do not hesitate to give your testimony.
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– If you feel that your pension level is too low to live comfortably, tell us.
1,531 euros gross per month. This is the average pension received by a retiree in 2021. But as behind any average, there are significant disparities. Thus, according to the 2023 edition of the file “retirees and pensions”, published by the Directorate of Research, Studies, Evaluation and Statistics (Drees), at the end of 2016, three out of ten retirees lived on a pension of less than 1,000 euros gross. Some, to increase their standard of living, can receive the minimum contributory pension (Mico). It is awarded under certain conditions, such as receiving a full-rate pension and having a total pension (basic and supplementary) that does not exceed, in 2024, 1,367.51 euros gross per month.
For those who do not meet all the criteria and whose income is very low, there is the solidarity allowance for the elderly (Aspa – ex-minimum vieillesse). It allows you to reach an income level of 1,012.02 euros gross per month for a person living alone. For example, if you receive a pension of 800 euros, the amount of the Aspa will be 212.02 euros per month (1,012.02 – 800). When both members of a couple receive the Aspa, the maximum amount is increased to 1,571.16 euros per month for both.
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A pension insufficient to live properly
Whether you receive Mico or Aspa, or neither, and you feel that your pension is not enough to live on, send us your testimony. What are your main expenses, what are the ones you try to avoid? What activities have you had to give up due to lack of means? Or how do you still try to put a little money aside to face a major financial difficulty (car breaking down, major repairs to your home, etc.)? If you want to present your monthly budget to Capital, we decipher your expenses but also tell us about your daily life, do not hesitate to write to us. If you wish, the testimony can of course be anonymous.
Send us your testimony to alorence+temoignages@prismamedia.com
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