When you are a little in a hurry, there is nothing more annoying than seeing your paymentless payment refused and to hear the famous BIP which means that payment has not passed. We look at the terminal, we rest the card, we try again, sometimes once or twice … in vain. So we end up inserting our card and causing our code in a hurry. Generally, the most common cause is overcoming the ceiling. When the amount to be set is higher than the authorized limit, for example 50 euros. But what about when our payment is refused when we have not yet made a contactless payment during the day?
People who use this payment method have no doubt already asked the question one day. And rightly so. Because to supervise this payment method, banks impose several rules which are not always known to the general public. It is not only a question not to exceed an amount over a day. In reality, contactless works with a cumulative ceiling, calculated on several successive payments, sometimes over several days. Once this threshold is reached, even if it is the very first purchase of the day, payment is refused. It is then necessary to insert the card and type the code to reset the meter to zero.
Likewise, some banking establishments may impose a limit on the number of successive contact without contact, regardless of the amount of each transaction. This was the case with BNP Paribas, previously, customers were limited to five contactless payments per day. Which, we grant you, can very quickly be restrictive in a busy day.
The best is to find out before the conditions of “contactless” with your bank, to avoid unpleasant surprises at the checkout! You should also know that certain establishments even allow you to personalize these ceilings via their mobile application, to adapt to everyone’s habits.
