It is official: the age of opening of the right to progressive retirement will well be lowered to 60 years from September 1, 2025. A measure confirmed by two decrees published in the Official Journal this Wednesday, July 23. The first text concerns the insureds of the general scheme, that is to say the employees of the private sector and the self-employed, those of the special plans, the State Public Service (FPE), the agricultural employees and non-employees as well as the liberal and lawyers. The second opens the gradual retirement At 60 to local authorities agents and workers from state industrial establishments.
Good news, therefore, for workers who wish to develop their end of career, from full time to part -time (between 40% and 80% of full time) while receiving part of their retirement and continuing to contribute to it. Because with the last reform of 2023, the age required to claim this device had been noted in the wake of theLegal retirement age. He had thus gone from 60 years to 60 years and 3 months for people born between September 1, 1961 and December 31, 1961, at 60 years and 6 months for generation 1962, at 60 years and 9 months for workers born in 1963 and should have culsed at 62 years for generations 1968 and the following.
150 quarters contributed for progressive retirement … and the agreement of the employer
Finally, the age terminal will therefore remain set at 60 for the “Pensions taking effect from September 1, 2025”it is indicated in the decrees published this Wednesday. Note that the other main condition to be fulfilled to benefit from progressive retirement does not evolve, namely to justify 150 quarters of insurance at the time of the request. Moreover, “The part -time passage remains subject to the employer’s agreement, even if the latter must really justify it today to refuse it”specifies Marilyn Vilardebo, president-founder of the audit and retirement consulting firm Origami & Co.
As a reminder, this return to the opening age of gradual retirement had been obtained by the social partners, as part of their discussions on the National Interprofessional Agreement (Ani) signed in the fall of 2024. And this,, in order to promote this mechanismstill very widespread. “As of December 31, 2024, 31,368 retirees are in gradual retreat”indicates retirement insurance on its website. And “Each year, barely 0.5% of people who are retired call for gradual retirement”deplored last May Astrid Panosyan-Bouvet. The Minister of Labor who welcomed this day of the formalization of the measure: “The end of career should no longer be scary and strictly binary – full time or nothing – but on the contrary adapt to the desires and needs of each while promoting the maintenance in employment as long as possible. (…) The lowering age of the age of access to progressive retirement is a major advance in this sense. ”
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