Not all retirees are housed in the same brand. This is confirmed by the latest report from the Research, Studies, Evaluation and Statistics Department, published this Thursday, July 31. By relying on figures from 2023, the DREES screened the pensions of 17.2 million retirees from direct right In France. A workforce “In increase of 1% per year on average since 2020”notes the Institute, which estimates that 175,000 additional people come to grow the ranks of our retirees each year.
In 2023, A retiree living in France received an average of 1,666 euros gross per month,, “After taking into account the possible increase for three or more children”specifies the institute. Or 1,541 euros net, once the social security contributions have been taken. Complete careers – in other words, those where the insurance duration all regimes reaches at least the duration required to benefit from the full rate – logically allow to touch more: 2,000 euros on average.
The former liberals earn an average of 3,120 euros
Before going further, let us specify that there is no question of a derivative law pension (the survivor’s pension paid to the surviving spouse), but Direct law pensionthe one you perceive according to your own professional activity and your contributions. And as all retirees have neither exercised the same professions, nor perceived the same wages, The pension differences are logically marked according to the Main affiliation scheme. For example, even with a full career, the ex-agricultural independently affiliated to the MSA non-Salasted MSA only receive an average of 980 euros, when the former independents in liberal profession receive 3,120 euros.
Another category of well -off retirees: The ex-employees who have contributed to the special regimes and the state officials (FPE). The alumni of the SNCF, the RATP or the Banque de France, to name a few, thus receive 2,800 euros gross per month on average for a full career. It is 800 euros more than all retirees who bring together every quarter required. State civil servants of the State – such as teachers, inspectors, or prefects – are not to be outdone: their pension reached on average 2,610 euros gross per month.
Women’s pension “is 38% lower than men ”
As often in terms of income, women, including “The amount of the direct law pension (…) is 38% lower than that of men”are lagging behindnote the drees. While retired men receive an average of 2,090 euros per month, women, they must be satisfied with 1,310 euros. A chasm which is mainly explained by The very structure of female employment: chopped careers, partial time suffered, less well -paid posts … So many factors that mechanically seal the pensions of these former workers. The Drees aims to be optimistic, however: “This gap has gradually decreased since the early 2000s. It was indeed 50 % in 2004.” At this rate, It will still be necessary to wait until 2083 so that women’s pensions finally join those of men.
