While her little cousin is about to start a new job in Paris, Justine is worried about whether he has found accommodation in the capital, renowned for rarity and high cost of rentals. “Yes, for two months”he replied. Relieved but a little surprised, Justine asks her the secrets of her good fortune. “”Well, I provided false salary slips ! “he explains quietly. The high-body of his cousin having not escaped him, he justifies this production of false by the level of rents in Paris, where they are nevertheless framed: “How do you want me to win the rent three times at the start of my career?”
The case of Justine’s little cousin is not isolated. According to a survey of 2,000 French people by the Flashs Institute for the Zelok platform, specializing in the creation of rental files, and whose results were published this Thursday, September 4, just over a quarter (26%) Tenants interviewed admit that they have already provided false information to obtain accommodation. THE lie about the personal situation is the most frequent, representing 16% of cases. Concretely, for example, it is a question of pretending to couple, to reassure the landlord owner with the prospect of two sources of income, while one is single.
Real estate purchase: Bercy will specify the rules for exemption from donations by September 7
False pay slips for 21% of 18-24 year olds
Then comes, for 12% of respondents, the presentation of Payroll sheets “Troan to make believe in a higher salary “. A proportion that climbs to 21% among 18-24 year olds, the age group of the little cousin of Justine. Also in vogue, for 11% of the tenants of the panel, the production of a false employment contract indefinite duration (CDI) or a supposedly prolonged contract, while it is finished. Again, the proportion leaps to 19% among the 18-24 year olds.
And again, all the tenants surveyed by flashes may not have been frank with the institute because, opposite, no less 58% Owners interviewed say they have already suspected, or downright detected, that a rental candidate had presented falsified documents. More than a third (35%) of these owners have already faced this type of situation several times, and 23% only once.
Rental investment: Create the tax status of the private lessor, an “absolute emergency”
Abusive practices suffered by 62% of tenants
Owners who are not all white either: 62% of the tenants interviewed say they have already sold, for fear of not obtaining housing, to abusive practices On the part of donors, such as the payment of a deposit to “reserve” the property, or the payment of several months of rent in advance. For 42% of these tenants, “It is difficult to do otherwise”. “The owners redouble their requirements to protect themselves against unpaid rent, to the point of sometimes crossing the limits set by law ”recognizes Léa Paolacci, study manager at Flashs.
For her, “This study reveals how access to housing in France is now akin to a real obstacle course. The budgetary pressure and the scarcity of the offer push tenants to multiply bypass, to embellish their files. The young generations particularly illustrate this pragmatic but risky adaptation ”. Risk not only if the owners discover the pot with roses, but also because, if the tenants obtain the accommodation, 41% of them are found to devote more than 33% of their income to payment of rent. However, as part of a mortgage, most banks consider that your repayment monthly payments must not represent more than 33% of your income, so as not to place yourself in financial difficulties.
