The complement of the daycare mode (CMG) lightens the costs for many parents. Discover the ceilings, amounts and the conditions applied in 2025.
THE Supplement of the childcare mode (CMG) is a financial aid paid by CAF or MSA to lighten the costs related to the care of young children. Whether you choose a childminder, a home care, a family crèche, a micro-crèche or an approved structure, this aid, which is part of the reception of the young child (PAJE), compensates for part of the costs. As a bonus, employer parents also benefit from a tax credit To further reduce their costs.
What are the amounts of the complement of the daycare?
THE CMG monthly amounts are calculated according to the chosen childcare mode, the number of dependent children, the age of the children guarded and the categorical net income of 2023 for the year 2025. In addition, a minimum of 15% of the expenditure remains the responsibility of the parents. Here are the amounts in force from April 1, 2025:
Monthly amounts for the use of a childminder or a nanny at home, if you are in a relationship, for 1 child:
Here are the amounts valid until August 31, 2025. “Then, the CMG calculation evolves, in particular for the benefit of the least affluent families or those with strong care needs”, specifies the CAF.
| Age | Amounts |
|---|---|
| 3 -year -old child | Between 203.62 euros and 538.27 euros |
| From 3 to 6 years old | Between 101.81 euros and 269.14 euros |
Monthly amounts for a micro-crèche or a family crèche (until March 31, 2025):
| Age | Amounts |
|---|---|
| 3 -year -old child | Between 712.72 euros and 984.26 euros |
| From 3 to 6 years old | Between 356.36 euros and 492.13 euros |
What are the 2025 ceilings not to be exceeded to benefit from the CMG?
Here are the Current income ceilings in 2025 for the complement of the childcare mode. Note that these resource ceilings are increased by 40% if you raise alone with your children.
| Dependent child (s) | TRANCE 1 | Tranche 2 | TRANCE 3 |
|---|---|---|---|
| 1 child | | Between 23,903 and 53,119 euros |
> 53,119 euros |
|
| 2 children | | Between 27,295 and 60,659 euros |
> 60,659 euros |
|
| 3 children | | Between 30,687 and 68,199 euros |
> 68 199 euros |
|
| 4 children | | Between 34,079 and 75,739 euros |
> 75,739 euros |
|
Until what age can we touch the CMG?
To touch the help of complement to free choice of childcare, Your child must be under 6 years old. If you go through a childminder, a nanny or a micro-crèche, the guard must be at least 16 hours a month. This rule does not apply if you hire a person directly.
What conditions to benefit from the CMG?
Depending on the type of guard, the conditions are not the same. If you have chosen a nanny or a childminder, CAF pays assistance to parents with a salary activity and who employ an approved professional. His gross salary must not exceed 58.25 euros per day and per child.
In case you use an authorized association or company who employs a childminder or a person at home, you can benefit from this supplement of free choice of the day care If the child is kept at least 16 hours a month. If you use a micro-crècheyou can benefit from this supplement to free choice of childcare if the child is kept at least 16 hours a month and if the hourly pricing practiced is not more than 10 euros per guarded child.
If you directly use a Nursery assistant or a nanny at home,, The CAF then supports part of the remuneration of your employee who depends on your income, the number of children and their age. A minimum of 15 % of expenditure will remain at your expense. The Pajemploi body then pours you the CMG remuneration.
What steps to obtain the CMG?
To benefit from the additional free choice of childcare mode (CMG), Make your request to CAF as soon as your employee hiresincluding during the trial period. The CAF will then transmit the information to the Pajemploi center, and you will only have to declare the salary every month. Be careful, if you delay in making the request, you could lose part of the help.
Note that the Pajemploi center calculates the contributions supported by CAF and tells you the part that remains at your expense. For example, social security contributions are 100 % for the employment of an approved maternal assistant and 50 % for the employment of a home care. Finally, the job certificate, which is equivalent to the salary slip, is directly sent to the employee. If you have already made your child’s birth declaration at CAF, You can directly apply online by logging into your CAF account.
