Retirement payment: Payment calendar 2025

The date of payment of retirement varies according to the pension funds of the basic regime (CNAV, CARSAT, MSA, CNRACL …). Former employees, civil servants or self -employed do not receive the payment of their retirement pension on the same day. When and by whom are the pensions of retirees paid? What is the 2025 pensions’ payment calendar? What to do in case of delay? Update on the terms of payment and payment of basic and complementary retirement in France.

Capital video: Retirement payment: Payment calendar 2024

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Who pays retirement pensions?

Retirement pensions are paid by the various cases to which an individual contributed during his professional career.

Carsat, CGSS, CSS, CNAV regional funds

Retirement insurance manages the retirement of the general scheme of Social Security. This is the Rbasic etraitis for employees in the private sectormost self-employed workers, public service contract workers and artists-author. The National Old Age Insurance Fund (CNAV) ensures the payment of basic retirement through its regional funds (Carsat, CGSS, CSS).

MSA for the retirement of agricultural scheme employees

The Agricultural Social Mutuality (MSA) pays the basic and complementary pensions of operators and employees of the agricultural scheme.

Agirc-Arrco, Cnavpl, Icec … for the payment of supplementary retirement

Employees affiliated to the general social security scheme benefit in parallel with a supplementary retirement. For industry, trade and services employees, it is AGIRC-Arrco. The payment of pensions is made by one of its twelve complementary pension funds: Malakoff Humanis, AG2R La Mondiale, Audiens, CGRR …

According to the profession, the supplementary pension fund varies. For example, artists-authors are affiliated with IRCEC, while the liberal professions at one of the 10 professional sections of the CNAVPL.

Simulator to know his pension plan

Info Retirement provides taxpayers with a simulator to find out their pension plan. Just indicate your birth name and social security number.

On what date does payment of basic and complementary retirement take place in France?

In France, the basic pensions of private employees are paid Ultimately expired on the 9th of each month. Thus, the retirement acquired under January is paid in February. The transfer appears on the bank account Between the 8th and the 10th of the month. The account must be personal and open in the name of the retiree. For the other assets, the date of payment depends on the pension fund to which they contribute.

The complementary of private employees, AGIRC-Arrco, is paid in advance and at the start of the month (term to fall and not in the long term).

Why are pensions paid on the 9th of the month?

Since 1986 and the implementation of the monthly payment of pensions previously paid quarterly, it has been arrested that the payment of pensions would be made from the 9th of the month. This in order to‘Spread payments And to avoid a prejudicial size of the transfers. If the 9 falls on a Saturday, a Sunday or a public holiday, the payment is offset on the first previous working day.

What are the dates of payment of retirement pensions in 2025?

Pension payment calendars 2025

The date of payment of retirement varies according to the pension fund. Here are the 2025 payment calendars of the main pension plans.

General Social Security and MSA regime

The CNAV and the MSA will proceed with the transfer of pensions to the following dates:

Carsat Alsace-Moselle

Retirees who depend on the Alsace-Moselle Carsat receive their retirement The 1ᵉʳ day of the monthly monthly concerned (or on the first working day that follows, if it is a Saturday, Sunday or a holiday). Here are the dates of payments for 2025:

• January: January 2
• February: February 3
• March: March 3
• April: April 1
• May: May 2
• June: June 2
• July: 1ᵉʳ July
• August: 1ᵉʳ August
• September: 1ᵉʳ September
• October: 1ᵉʳ October
• November: November 3
• December: 1ᵉʳ December

Liberal doctors’ regime (Autonomous Retirement Caisse of Doctors of France – Carmf)

Here are the dates of payment of the retirement of liberal doctors in 2025:

On what date is the retirement of lawyers and pharmacists this month?

Date of payment of retirement pensions by the National Caisse des Barreaux Français (CNBF)

The National Caisse of French Barreaux pays the basic retirement and the supplementary lawyers, independent or employees. Retirement pensions are paid to a quarter. This means that payments are made At the end of each civil quartercovering the previous three months. However, when the quarterly amount of the pension exceeds 100 eurosmonthly installments are paid at the end of the month.

Date of transfer of pensions by the Caisse d’Assurance Vieille des Pharmaciens (CAVP)

Pharmacists’ retirement pensions are paid monthly in the long term. Here are the 2025 dates:

• January 27,
• February 27,
• March 27,
• April 28,
• May 27,
• June 27,
• July 28,
• August 27,
• September 29,
• October 27,
• November 27,
• December 29.

CIPAV and CAVAMAC 2025 payment calendar

CIPAV (Interprofessional Provident and Old Age Insurance Fund)

The CIPAV manages the payment of the basic and complementary retirement of most of the liberal professions, for example: architect, advisory engineer, ski instructor, osteopath, psychologist, expert in court, conferential guide … In 2025, the transfers of the CIPAV will be made on the dates listed in the following table.

Cavamac (pension plan for general insurance agents)

The Cavamac manages three regimes dedicated to the social protection of general insurance agents: their basic retirement, their supplementary retirement and their disability-deceS. In 2025, pension payments will occur on the following dates:

Payment calendar of the retirement pension of civil servants (SRE, CNRACL and RAFP)

The calendar of the payment of civil servants’ pensions is different depending on whether they come under the SRE (State officials) or the CNRACL (territorial and hospital officials). For the CNRACL, the transfer takes place Three working days before the 1ᵉʳ of the following month (holidays and weekends being excluded). The additional RAFP retirement is paid at the same time as the main pension.

When will the Agirc-Arrco additional retirement be paid this month in 2025?

A payment, monthly, quarterly or annual

Complementary retirement is paid at the start of the month. People who have a banking account domiciled outside Europe or in a European country not concerned by monthly payment receive the payment of Agirc-Arrco each quarter. However, it is possible to apply for monthly payment.

Finally, retirees which affect a small retirement (amount equal to or greater than a sum equivalent to 100 points Agirc-Arrco but less than a sum equivalent to 200 points Agirc-Arrco) may receive an annual payment.

2025 Calendar of supplementary retirement

How to consult My payments Agirc-Arrco ?

The retiree can consult the payments made by his pension fund via the retirement insurance site. It is enough for him to connect to his personal account, then to go to the service “Consult my last three payments”. He will also be able to find his social security contributions and the amount of income tax taken at the source.

What to do in the event of late retirement payment?

Contact the “Payment of Services” service

The scheduled date has passed and the amount of your retirement has not been brought to the credit of your account? After being insured with your bank that the payment was not during credit, it is advisable to get closer to the “Payment of services” service of your pension fund.

This will verify that the bank details in its possession are the right ones and that the payment has not been made on an account at the erroneous number. If the non-return results from an anomaly or an IT or administrative problem, the error should be quickly repaired.

Contact the social assistance service of his pension fund

Nevertheless, if the recovery should take longer, perhaps it would be useful to see with the social assistance service of the fund if an advance or help can be released quickly.

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