Social housing: Who are these “wealthy” French people living in HLM?

In a study published in April, INSEE reveals that part of the 30% of the richest households live in HLM. A reality that is partly explained by the presence of intermediate housing and the payment of overloyers for households whose income has increased.

“The most modest households live more often in the social park»» than the others. This is an observation that could not be more logical that INSEE formulates in its study on the tenants of social housing, published in early April. Thus, in 2022 (latest data available), among the 20% of French households with the lowest standard of living, 35% resided in social housing. A proportion that decreases “Strongly” Among the households with higher income, to fall to “”3% among the wealthiest 30%»»indicates the study.

Who are these French “wealthy” who live in HLM? “Most live in intermediate housing of the Social Park, which have regulated rents, between those of the social park and market prices, and whose resource ceilings for the allocation of housing are higher (than HLM) “nuance the INSEE. Social landlords can indeed build and manage Intermediate rental accommodation, up to a limit of 10% of their real estate assets. These intermediate rental housing (LLI), at the lower rents of approximately 15% to those of the free market, are intended for middle classesnot eligible for social housing because of their income but which are struggling to find accommodation in the private park, in particular in large metropolises where rents remain high despite their supervision.

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2% of the tenants of the social park pay an overview

As of “others”who do not live in LLI but in Hlm Despite relatively comfortable income, their resources “Have probably increased since entering the accommodationadvance INSEE. Indeed, the resource criteria are only evaluated during the allocation of social housing ”. Yet, “The regulations require social landlords to investigate their tenants to find out their family, professional and resources. An investigation is thus carried out every year on the SSolidarity rent»»underlines the social landlord Seqens (Action Housing group) on its website.

Also called reappearit is claimed from the tenant when the total revenues of the people of his home exceeds at least 20% the resource ceiling conditioning the allocation of social housing. “2% of households acquit a supplement of solidarity rent”figure INSEE. That “These households can generally keep their accommodation”from the moment they pay this to be used. In a bill aimed at “ending social housing for life”, recently rejected by the National Assembly Committee on the National Assembly, but which should be redeveloped with modifications, Guillaume Kasbarian, deputy together for the Republic and former Minister of Housing, suggested submit more HLM tenants to the payment of the surfaceby triggering it from the first euro of exceeding the resource ceiling conditioning the allocation of social housing.

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Increasingly modest households in low -cost housing

The fact remains that “The social park of households increasingly modest”recognizes INSEE. In 2022, half of the tenants of the social park had a living standards less than 1,400 euros per monthclearly below that of the tenants of the private park (1,700 euros). Worse, 34% of the tenants of the social park are poor, that is to say that they have a standard of living below the poverty line, against 21% of the tenants of the private park. A poverty rate that has increased by five points in six years in the social park, when it remained stable among the tenants of the private park.

However, near two thirds of tenants of social housing receive an activity incomewhether wages or income from self -employed workers. “However, this can cover different situations, with for example only one person in the home in employment, a job during part of the year, full -time or part -time”nuance the study.