Today, three quarters of retirees believe that their pension is not sufficient to live comfortably. A reality that pushes them to give up certain expenses.
They worked all their lives, contributed each month, hoped for a peaceful retirement. Unfortunately, many must still monitor each euro, from the first days of the month, to avoid the overdraft. Outs and leisure cancelled, food races revised downwards, repulsed care: for millions of retirees, the end of career rhymes especially with sacrifices and not rest. And this situation is no longer exceptional. The third edition of the CSA barometer, produced for Silver Alliance and its Mirabelle member companies and Partner Insurance with 610 retirees aged 65 or over, living alone or as a couple, is clear on the subject: today, today, “75% of retirees say they are worried about their financial situation” Given the economic and political context deemed unstable by most.
Admittedly, the income of retirees – basic retirement, savings, reversion – continue to progress, carried in particular by indexing on inflation. But in fact, 66 % of them believe that their purchasing power has decreased since the end of their working life. So, how much they really miss them to live comfortably, without having to make sacrifices? The barometer has looked into this question and the answer has something to make more than one person, because it is not a few tens of euros, no: “76 % of retirees estimate that they would miss an average of 531 euros per month”.
Because of this shortfall, many of them have to deprive themselves, especially on food for 42% of them and leisure (36%). But renunciations go far beyond everyday life: health is also touched hard. They admit, they have already given up care for financial reasons (30%). The most concerned positions are fraught with consequences: dental, optical and alternative medicine prostheses. This decline in access to care is accompanied by growing anxiety in the face of the increase in mutual contributions, which has become a major source of concern for 71 % of those questioned.
For Abdellah Nasri, to Partner Assurances, who accompanies seniors and caregivers, this reality is more than difficult to design: “In 2025, how to accept that retirees were still forced to give up care for lack of means, after a whole life of work? Just as it is unacceptable that they are today threatened to be less well covered because of increases that have become unbearable.”
