In a house or an apartment, living with your neighbors is not always simple. Between adjoining garden, glued terrace and shared daily life, neighborhood conflicts can arise quickly, even without intention to harm.
Fence, terrace, barbecue or wooded garden: exterior fittings are an integral part of the comfort of a house. But when sharing limits with a neighbor, their maintenance and protection require a little more attention. A poorly mastered installation or an oversight may sometimes be enough to disturb the balance of a carefully furnished space.
And when an external element is damaged – wall, garden furniture, summer kitchen – the steps to follow often go through home insurance. Even without a bad intention, the civil liability of a neighbor can be engaged. Better to know the right reflexes: note the facts, make a declaration on time, and initiate repairs with the right interlocutor.
This neighbor has seen part of her property and her external planning demolished because of his neighbor’s inattention, she told Julien Courbet in It can happen to you on RTL, opening the way to a civil dispute with its neighbor and an in progress insurance file. And yes, he forgot to put the hand brake on his truck which started alone, without driver behind the wheel. “”The vehicle had a tract holder with a leaflet on it (…), it crossed a courtyard. He advanced and arrived on our wall, our terrace, our barbecue“, She said. And the damage is colossal. The fence wall, part of the landscaped garden, the terrace, as well as the summer kitchen is completely destroyed. This outdoor corner, thought as a space of relaxation and outdoor meals, has become unusable. The amount of repairs is estimated at 30,000 euros. The owner of the truck has recognized his fault and despite his good will, the home insurance prejudice suffered.
In the event of damage caused by a neighbor, even involuntary, his civil liability can be engaged. It is recommended to declare the incident to your insurer within five working days. If the damage concerns the fence, the garden or the terrace, the person in charge of the manager can support repairs.
