Modification of theTax reduction in retireesGel of pensions and the scale of the tax … The potion provided by the government is bitter for retirees who will see their purchasing power erode in 2026 – if the executive is not censored when examining the next budget in the fall. A consolation batch, however, for former employees of the private sector: their Agirc-Arrco supplementary retirement Anyway will be revalued on November 1, 2025.
As a reminder, each year on that date, Agirc-Arrco retirement is increased according to inflation. For the period 2024-2026, “Agirc-Arrco pensions follow the evolution of consumer prices excluding tobacco estimated by INSEE for the current year, reduced by 0.4%. The board of directors has, in this context, a room for maneuver enabling it to adjust this evolution, within the limit of +/- 0.4%”explains the regime. In 2024, inflation excluding tobacco had dropped to 1.8%, which is why The complementary retirement of the ex-private employees had been increased by 1.6%.
With a retirement at 2,300 euros, between 5.75 and 10.35 euros more per month
What will he be this year? According to INSEE forecasts presented in its latest conjuncture note, the price increase in tobacco should slowly slow down to fall to 0.9% in 2025. Agirc-Arrco pensions could therefore evolve around a base of +0.5% (0.9%-0.4%), between +0.1% (-0.4%) and +0.9% ( +0.4%). If it is still necessary to wait for the upcoming discussions of the social partners -unions and employers -, managers of the Agirc -Arrco regime, to know with precision Revaluation of additional pensions on November 1one thing is certain: “It will not be less than 0.5%”slips a union official at Capital.
So what will be the impact of a revaluation of Agirc-Arrco pensions between 0.5% and 0.9%? For an ex-employee whose total retirement reaches 1,400 euros net, including 420 euros in agirc-Arrco pension, the gain will be 2.1 euros per month in the event of an increase in pensions of 0.5% and at most 3.78 euros with a revaluation of 0.9%. With a net pension of 2,300 euros per month, half of which from Agirc-Arrco, the increase in monthly retirement will appear at 5.75 euros per month with a revaluation of 0.5% or 10.35 euros in the most favorable case. Finally, with a total pension of 4,000 euros net (including 2,560 euros in Agirc-Arrco retirement), the increase will be between 20 and 36 euros, depending on the decision taken by the social partners.
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