Banking costs: the comparison of the best banks in 2025 if you are a senior executive

Excluded capital

Senior executives can afford a high -end banking service by spending only 11.50 euros per year from the cheapest establishments on the market. Discover all prices in our 2025 banking costs ranking.

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Quality of banking services does not necessarily rhyme with Cheraté for a senior executive. In 2025, for 11.50 euros per year at Boursobank and Fortuneo, it is notably equipped with a high -end credit card (Visa Premier or Gold Mastercard) with dedicated insurance. A service offered by the two leaders of the last edition of the cheapest banks classification produced by Capitalin partnership with Panorabanques. To establish this record, the comparator reviewed the pricing grids of a hundred establishments, and selected, for each of them, the least expensive formula between service packages – which include a set of services (bank card, account holding fees, etc.) – and these same services billed on the à la carte.

Behind the head duo, two other online banks, Hello Bank! And Monabanq, but very far behind, with an annual total of 97.20 euros for their package. And this, despite Lower prices dropsespecially at Hello Bank! (-22.10 euros compared to 2024). Why such a difference? This difference is largely due to higher agios rates and the invoicing of the sending of a registered checkbook.

>> Our service – achieve up to 300 euros in savings per year thanks to our banking tariff comparator

“Traditional players charge high -end cards, not online banks”

Note, the fifth place in Crédit Mutuel Océan, with its Eurocompt tailor -made account at 173.20 euros, and the presence of four funds from Crédit Agricole in our Top 10, but once again at a good distance from online banks. “Unlike them, traditional players charge high -end cards, at 136 euros on average”underlines Anna Meylacq, spokesperson for pan-spa. These same establishments also pay account holding feeswhich considerably increases the invoice among network banks.

The services included in our higher executive profile

– CB Visa Premier or Gold Mastercard with delayed flow
– 1,500 euros in expenses outside the euro zone per year: 5 withdrawals of 150 euros per year abroad outside the euro zone and 2 payments of 375 euros
– 4 withdrawals moved per month to the automatic distributor
– 1 checkbook sent to your home by registered mail per year
– 1 Internet subscription
– benefits from a personalized overdraft authorization (used 10 days a month, up to 500 euros)
– No payment incident
– 2 set up of permanent transfers and 24 periodic transfers per year initiated via the Internet
– 9 occasional transfers per year by internet
– 4 set up of sampling and 48 monthly samples from private organizations