Many retirees should escape a tax increase next year. This Thursday, November 13, the deputies decided to maintain their flat-rate reduction of 10%. They have in fact adopted 11 identical amendments to the finance bill (PLF) for 2026 deleting article 6 of the budget. An article which provides for the “creation of a flat-rate reduction in favor of retired people”and more precisely to transform the advantage granted to pensioners – a 10% reduction – into a package of 2,000 euros per member of the retired tax household, i.e. 2,000 euros for a single person and 4,000 euros for a couple of pensioners.
The Minister of Public Accounts, Amélie de Montchalin, defended the deleted article, praising the “progressiveness” of the reform: “This measure allows 1.6 million retirees to benefit from a tax reduction, of 139 euros on average (over one year, Editor’s note)”she supported, considering that the current system mainly benefits the most taxed households, and therefore the wealthiest. As a reminder, in 2025, the 10% tax reduction is between a minimum of 450 euros per retiree and a ceiling of 4,399 euros for the entire tax household.
Single retirees, big winners from the removal of the reform
By increasing the reduction to 2,000 euros per retiree, the measure would therefore have created winners, but also losers, to the tune of 200 euros over a year for the wealthiest households, according to Amélie de Montchalin. An increase “moderate», Considered the minister. But the deputies, after having already adopted the deletion of article 6 in the Finance Committee on October 21, overwhelmingly voted for the amendments in favor of maintaining thetax relief for retirees 10%, 213 votes to 17 (mainly members of the Ensemble pour la République and Horizons & Indépendants groups).
If article 6 is definitively deleted in the Senate, it is therefore the current reduction which will still apply to the income of retirees. Good news for many pensioners, especially single people receiving a pension of more than 20,000 euros per year. Because with the mechanism in place, a single retiree receiving, for example, 40,000 euros of pension benefits from a reduction of 4,000 euros, a tax exemption which would have fallen to 2,000 euros with the reform. Located in the tax bracket (TMI) by 30%, he would then have had to pay 600 euros more tax ((4,000 – 2,000) x 30%) to the tax administration for its 2026 income. A gain for the retirees concerned, but a “hard cost” for public finances, with the expected revenue from this measure expected to reach 1.2 billion euros.
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