This unknown help from CAF can be used for anyone in the face of a daily problem that you never anticipate. Here is the amount that can be unlocked without having to advance the costs.
Faced with the small seeds of life, many families find themselves helpless, not knowing who to turn to get help. However, beyond the classic family benefits that everyone knows (family allowances, APL, RSA, activity bonus …), the family allowance funds offer a whole arsenal of emergency devices widely unknown to the general public. These aids can represent a real life buoy for people faced with critical situations: indispensable household appliances, unforeseen health costs, or even urgent expenses related to mobility. Often capped at a few hundred euros, they can differentiate in times when each euro counts and where households no longer have any financial room for maneuver.
Among the spending stations that can put anyone in difficulty overnight, the costs related to the vehicle occupy a special place. An unexpected mechanical breakdown, an exploding garage invoice, an insurance premium which suddenly becomes unappetence … These situations are unfortunately common and can impact everyday life. Because without means of transport, some cannot go to work, drive their children to school, shop or even go to medical appointments. CAF understood this by creating a specific system for these emergency situations: social credit “Repair and/or vehicle insurance “.
This aid is intended for families who have at least one child under the age of 20, receive a family service and have a family quotient less than or equal to 900 euros. The device allows, according to CAF, “Support for repair (s) and/or vehicle insurance (car or two wheels)” With a maximum amount of 500 euros for repairs and 500 euros for insurance, provided, however, that the insurance contract is not terminated. These two components are combined, but within the limits of a global ceiling of 500 euros.
The procedure to obtain this aid requires the intervention of a social worker who will constitute the request file. He will have to bring together several supporting documents: the quote for repairs and/or the insurance deadline, a copy of the applicant’s driving license, the registration card on behalf of the applicant or his spouse, the insurance certificate for vehicle repairs, as well as the professional RIB. An interesting feature of this system concerns the payment method: “Payment of social credit concerning the vehicle’s repair (s) is made to the professional after receipt of the invoice” while “Payment of social credit for insurance is made to the insurer after receipt of the social credit contract signed by the beneficiary”. CAF therefore directly pays funds to the professionals concerned, thus avoiding families to have to advance the costs. It should be noted that, as CAF specifies, “The beneficiaries of RSA falling under the regulation of the Integration Solidarity Fund must contact the Departmental Council”.
