![Housing crisis: “Emmanuel Macron must listen to the territories” Housing crisis: “Emmanuel Macron must listen to the territories”](https://cap.img.pmdstatic.net/fit/https.3A.2F.2Fi.2Epmdstatic.2Enet.2Fcap.2F2022.2F09.2F22.2F720413af-574a-4a7f-9a5f-0fa8e9a76acf.2Ejpeg/1200x630/focus-point/1606%2C780/cr/wqkgZGJybmpocmovQWRvYmUgU3RvY2sgLyBDQVBJVEFM/crise-du-logement-emmanuel-macron-doit-ecouter-les-territoires-1497997.jpg)
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TRIBUNE – For Henry Buzy-Cazaux, founding president of the Institute of Real Estate Services Management, the real estate crisis cannot end until the President has heard the suffering of the middle classes everywhere in France.
It happened a few days ago in Yerres, in Essonne, the town of the painter Caillebotte… of the politician Nicolas Dupont-Aignan, now a member of parliament. The Building Federation 91, led by Fabien Daurat, at the head of a leading local finishing company, held its general assembly and wanted to debate the situation in the sector, with a selection of debaters that was quite unique in its diversity. Beyond the building professions, the notary, the commercial court, the departmental council represented by its president, mayors, an economist and the author of these lines, undoubtedly invited because of his 35 years of real estate experience and his outspokenness. What was striking was this desire to face the difficulties of the moment, their seriousness and their sustainability, particularly illuminated by an economic analysis both general and applied to the sector. More on the ground than in Paris, professional actors intend to not hide from reality, to constantly raise awareness among public authorities, and to resist within companies. The capital, a place of public decision-making, encourages lobbies to identify themselves and each play their part. In the regions, in the territories, we live together and competition, even in terms of image, gives way to natural coordination.
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An observation first: the entire chain is affected by the collapse of the new and existing markets, as well as by the slowdown on energy renovation, from companies all state bodies to notaries, including studies – historical fact – are in danger if not in cessation of activity, with the prerequisite of number of layoffs. The departments are affected by reductions in transfer taxes for valuable consideration, and they announce that they will have to give up part of the public orders for the construction or maintenance of buildings. Mayors also deplore the reduction in tax revenues and are tempted to increase property taxes to balance their budgets. All are affected but not all die, to parody Jean de la Fontaine in Animals Sick by the Plague. The president of the Essonne commercial court notes that the failures of construction companies are not at a pathological level, but she explains, herself from the construction industry, all the prevention and support efforts that her court deploys under his leadership to avoid bankruptcy filings… The figures for the whole country and the forecasts of the National Building Federation are more gloomy.
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Territorial planning has forgotten medium-sized towns and rural areas
The players in the sector are not blind to the multiple and deep causes of the crisis. Inflation first disrupted everything, by exploding the cost of materials and bidding for credit. The obligations of the environmental transition, including the objective of zero net artificialization, have also slowed down projects and created a supply crisis. However, the basic problems were posed before these circumstances: the high cost of land, the consequence of too scarce an available supply, was absorbed thanks to easy access to real estate loans and at very low rates, but it constituted a cancer and remains the target of public action as well as private innovation. Guillaume Kasbarian’s bill for affordable housing offers solutions and the parliamentary examination will undoubtedly add more. And above all, regional planning over the last 40 years has worked to concentrate populations in 11 metropolises while forgetting medium-sized towns and rural areas: a better link between employment and housing, with better industrial and service companies. distributed, will be the solution to congestion and unbearable prices in tense areas. Households are also ostensibly turning away from big cities. This movement will never destroy the organized attractiveness of metropolises and building there will always be necessary, by densifying and restructuring existing buildings.
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Professionals even agree to hear that they have not innovated enough to lower production costs or anticipate land sobriety, or that they have not sufficiently publicized the progress made in this area. This is true of construction as well as planners, promoters and builders of individual houses. Professionals, from upstream to downstream, are even ready to hear that the crisis will last, that
rebalancing the economic equation will take two or three years, until inflation stabilizes, wages neutralize it at least in part, and housing and land prices fall. We cannot forget either that the national and municipal electoral deadlines will further disrupt the game, starting with the European political sequence which is coming to a close, the consequences of which will also be national. Entrepreneurs are accustomed to holding on, to going through turmoil. This will have been deeper and longer than the previous ones, and after it nothing will be the same as before, unlike the crises which we hoped would end so that the course of things could resume peacefully. Professions and practices will emerge transfigured from these five years of disruption. However, they will always be strong and necessary.
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“The daily life of middle-class families is painful and housing has a lot to do with it”
These women and men, serving households, businesses and communities, however courageous they may be, are incapable of hearing that the executive is not taking stock of what is happening and is not mobilizing budgetary resources. indispensable. We know that the euro invested in housing assistance returns more than double in the following 24 months. We know that Bruno Le Maire seems to ignore it and he is preparing a housing budget for 2025 that is three billion euros lower than that of 2024, already crushed like everyone else since President Macron came to power. Everything is dysfunctional: layoffs in the sector, the disappearance of independent workers, 90% of whom are negotiators, weakened or lost businesses, massive declines in tax revenues, and especially the French who have never struggled so much. to find accommodation.
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Real estate: “Emmanuel Macron does not want to save housing from sinking”
Even when the platform effects disappear, more present in Paris than in the region, the ulterior motives, the political divisions, again attenuated when the need to manage the success of the territories together, Essonne like the others, violence of the inadequacy of public action does not pass, really does not. Why does the zero-interest loan, more valuable than ever, remain closed to individual homes? Is this exclusion even constitutional and does it not break the equality of citizens with regard to public assistance? Why does no stable and equitable tax status take over from niches that are legitimately extinct or on the verge of extinction? Why reduce the size of MaPrimeRénov’ and the green fund? When in the heart of France, wherever people live together – yes, we will claim here the popular terminology dear to Tribune Mélenchon – we are indignant and we suffer, it is time to act. What came out of the polls yesterday powerfully demonstrates that the daily lives of middle-class families are painful and housing has a lot to do with it. Definitely, housing is one of the areas of public action on which we will judge whether a government, a dominant party, a head of state understands the torments of his people and seeks to remedy them. In this respect, Essonne and Calvados and the Pyrénées-Atlantiques and the Loire and the North are nothing less than France. What is expressed there, dignified and without calculation, deserves to be heard at the top.
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