After having shone in 2023 with a yield of 4.1%, placement-direct.fr displays an always competitive rate of 3.6% for its Placement-Direct Euro+ contract in 2024. A performance that places this Euros Fund well above of the market average.
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– placement-direct.fr should still appear at the top of the Euros funds.
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After having served one of the best yields of the year 2023 -with a rate of 4.1% -, the online broker placement-direct.fr announced, Wednesday, January 29, the performance of the Euros fund of its contract EURO+placement, which is established 3.6%. And despite a drop of 0.5 points over a year, this monosupport product (invested 100% in the Euro+Swisslife EURO+fund) should be once again at the top of the best life insurance classification of the last promotion.
Indeed, above, only three players – mutualist France, mutual amplifier and corum – do better or as well, with respectively 3.6% 3.75% and 4.65% served on their Euros funds under ‘Year 2024. Above all, the EURO+ Placement Direct Placement subscribers benefit from a return higher than the expected average for the entire sector, which should be fixed around 2.5% depending on the Facts & Figures cabinet, slightly less than in 2023 (2.6%).
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Note also that in this head quartet, three euros funds are very recent. That of Mutual Ampli was launched in January 2023, before that of Corum (July 2023), then placement-direct.fr (November 2023), with the aim of taking full advantage of the increase in bond yields, drawn towards The top by the recovery of the key rates of the European Central Bank (ECB). These three guaranteed capital supports have therefore confirmed their ability to generate an attractive return over a full year, despite the rate of drop in rates started by the ECB in 2024.
Up to 3.6% yield on per
Among the other contracts distributed by the online broker, we will also note the Placement-Direct Vie and Placement-Direct Placement Performance (also provided by Swiss Life), whose return varied according to the share of uninformed supports (units of account or UC) subscribed: between 1.9% For a proportion of UC less than 40% and an outstanding less than 250,000 euros, and 3.45% For a contract invested at more than 60% in UC and more than 250,000 euros in outstanding.
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The essential placement-directing contract, provided by Generali Vie, offers two funds in euros: EuroSima (1.7%) and Netissima, with a served rate of 3% for a share in UC less than 50% and 3.5% If it is greater than or equal to 50%. Finally, the ISR Retirement and Retirement Direct, provided by the UMR, posted a 2024 yield of 3.6%up 0.3 points compared to 2023 (3.3%).
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