Between 2355 euros and 9,420 euros are to be claimed according to the professional situation. A significant sum which returns from the right to family and which is non -taxable.
Certain aids are still largely unknown to the French. However, they can prove to be precious in trying moments of life, where one often feels overwhelmed by the steps to be completed. When a loved one disappears, you must both manage practical aspects, support your family, face the urgency of formalities … and often without having been prepared. However, a precious help is made to accompany them in this test and the amount is rather substantial, without forgetting that it is not subject to the tax on successions. But beware, depending on your situation, there is a certain delay to make a request and benefit from it.
The beneficiaries (known as “priority”) are those who had the effective, total or permanent charge of the deceased on the day of his death, that is to say relatives depending financially on the deceased: the spouse, the children or the ascendants (parents and grandparents). “”In the absence of priority beneficiaries, the capital is paid in order of priority to the ascendants, to the surviving spouse, then to the descendants “, specifies the health insurance which pays compensation relating to the latest health costs of the deceased. This is the death capital, the amount of which amounts to 3,977 euros this year for a deceased employee, to 9,420 euros if the deceased person was an unwanted self -employed worker and 3,768 euros for a deceased retired self -employed worker. There is also an “orphan” capital in the amount of 2355 euros which is paid to each child of deceased self -employed.
Certain conditions must also be respected: within three months preceding his death, the deceased had to be in one of the following situations: exercise a salaried activity, be compensated by Pôle Emploi, hold a invalidity pension or a permanent disability pension of at least 66.66%. Please note that priority beneficiaries have only one month after the date of death, and non -priority beneficiaries have two years from the date of death to claim their death capital.
Finally, to make the request, simply fill out a form according to your situation: S3180 form “Request for death capital” for a deceased employee or the form “Request for independent workers”. Do not forget to join a RIB as well as the necessary supporting documents and send everything to the CPAM of the place of residence of the deceased. Note that this aid is not automatically assigned, which is why it is important to make the request on time.
