Placements: On which ETF should you bet in 2025?

The guests of the “Great Savings Rendez-vous” (Capital / Radio Patrimoine), Alexandre Baradez, responsible for market analysis for IG France, and Amélie Ziegelmeyer, regional director private management at Laplace, debate the opportunity to invest EN ETF in 2025.

Capital video: Should I bet on ETF in 2025?

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A dynamic that does not weaken. The ETF (Exchange Traded Funds), these indexed funds listed on the stock market (or “trackers”), continue to seduce an increasing number of investors in Europe, with almost 250 billion euros in collection In 2024. 100 billion more than a year earlier (145 billion euros in 2023). Their popularity is explained by their simplicity, their reduced costs and the diversification they offer to investors. “The use of ETFs is a real tidal wave”observes Alexandre Baradez, responsible for market analysis for IG France. And for good reason: “These products make it possible to reply the performance of an index with very low costs, often around 0.15% to 0.20% for the less expensive”details the expert.

However, if they allow the performance of an entire index to be replied (CAC 40, S&P 500, Nasdaq, etc.), operate a selection from these indices remains essential. In particular, it can be more relevant this year to invest in devalued equity markets, which offer more chances of rebound than the American indices, already very expensive, and which “Will not go up to the sky”according to the well -known adage.

A track: sectoral ETFs in Europe

Also, Alexandre Baradez underlines the interest of sectoral eTFs, in particular on our side of the Atlantic: “We can position ourselves in European sectors that have dropped strongly on the stock market, such as listed property, which have lost 50% of their value when central banks have raised their interest rates.” The ETS Stoxx 600 Europe allow for example to invest in a basket of actions in a specific sector: “You can follow the evolution of banks, automotive, health or even listed property in Europe, without having to choose individually each title on which you wish to invest”explains Alexandre Baradez.

However, for Amélie Ziegelmeyer, regional director private management at Laplace, it is not necessary to neglect the contribution of active management, the objective of which is simple: to do better than the market. “We believe that active management can generate more performance than ETFs, especially in European markets, where a good” stock picking “(selection of shares, editor’s note) makes it possible to capture growth opportunities.” This specialist believes that an experienced manager can provide real added value compared to a simple index replication. However, “Integrating a share of ETF in your allowance can be wise to reduce management costs and improve overall performance”, she recognizes.

So, should we bet on the ETF in 2025? The answer will depend above all on your investment goal. For those who favor a diversified and inexpensive approach, these products offer an effective solution. But to hope to capture a higher performance potential, active management can keep solid arguments, especially in an uncertain context for stock markets.

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