“Big news for 24 municipalities in Haute-Savoie, which know the revision of the zoning called A/B/C ! “ The Hauts-Savoyards did not necessarily understand the enthusiasm provided to their senator, Loïc Hervé (centrist union), by a decree of September 6 which reclassifies 468 municipalities French according to geographic areas A, A bis, B1, B2 and C. These areas classify cities according to the balance between demand and the supply of housing. The A, A bis and B1 areas, where demand is much higher than the supply, are said to be tense. This is the case of Paris and many other municipalities in Ile-de-France. Or the French Riviera and the French part of the Geneva agglomeration. In contrast, the B2 and C zones are said relaxed.
However, in terms of home ownership and rental investment, “Zoning A/B/C defines the eligibility (households) to certain devices or in module the parameters according to the voltage existing on the housing market at the local level, which makes it possible to adapt the housing policy to the reality of the territories”recalls the Ministry of Housing in a press release. For example, if you want to make rental investment via tax devices Denormandie or Loc’Avantages, the resource ceilings of your tenants and the rent ceilings that you will have to respect will not be the same if the accommodation is in zone A, B or C.
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Ditto for the income not to be exceeded to claim a zero rate loan, and for the maximum amount of the credit: the ceilings are not the same depending on the area. About Ptzthe revision of the A/B/C zoning will come into force for the loan offers issued from September 30, 2025, specifies the decree. Finally, the intermediate rental housing (LLI), which offers rents lower than 15% to those on the market, “Can only be produced in the municipalities recognized as tense (ABIS, A or B1)”underlines the Ministry of Housing.
“In a context always significant of difficulty accessing housing, the decree revises the classification of municipalities in the A/B/C zones to benefit 2.4 million French Intermediate rental housing and more advantageous scales for the granting of certain housing aids such as zero-rate loan, real solidarity lease, the social loan rental-accession or even the Denormandy and Loc’Avantages tax reductions ”justifies the decree.
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This is why the reclassification of 24 communes of Haute-Savoie to the tense zone, including La Clusaz, Les Contamines-Montjoie or Megève, and more than 200 (out of 468) on a scale of the country, is a “Big news”according to Loïc Hervé. And which is explained by the prospect of 2030 Winter Olympicswhich will take place in the French Alps, recalls the Ministry of Housing. Yes, we will have to find the many people who will work to set up the Olympic infrastructure …
It is for the same reason that several municipalities in the vicinity of Dunkirk are switching to a tense area thanks to this decree: the creation of gigafactories And other major industrial projects in the agglomeration require the creation of housing to accommodate 20,000 workers within 10 years.
