Real estate: here is where you can buy larger in April 2025 without spending more

At the beginning of April, it is possible to buy larger than in January in around twenty cities, identified by Seloger.

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Good news if you plan to buy accommodation, you canbuy biggest that at the very beginning of the year. The SELOGER real estate advertisement portal has calculated the number of additional square meters that a household can today be offered in the 51 largest cities in France, on the basis of a reimbursement monthly payment of 1,000 euros for a loan over 20 years and the evolution of prices per square meter of old housing as well as mortgage rates between January 1 and April 1, 2025. rate that was reduced from 3.45% to 3.35% Over this period, according to data from the borrowed broker used by seloger, continuing the decline started in December 2023 after exceeding 4%.

According to the calculations to seloger, it is possible to offer A more spacious apartment than in January in 20 cities out of 51. It is in Bourges that the surface gain is the highest, six square meters. For a credit installment of 1,000 euros, you can currently buy an apartment of 100 square meters in the Cher prefecture, against 94 square meters on January 1. A gain in purchasing power linked to the drop of 0.10 points of credit rates in the last three months, and to the fall of 5.5% of the average selling price in Bourges, over the same period, at 1,748 euros per square meter. It must be said that this city had been one of the first to see its real estate market straightening up, as early as the spring of 2024, which had caused a pricing last year.

Loss of purchasing power in cities near Paris

In seven other cities, it is possible to buy Three more square meters until early January. This is particularly the case in Metz and Colmar, in the Grand Est. A cleaning able to reimburse 1,000 euros in credit per month can now acquire an apartment of 76 square meters in the first and a property of 71 square meters in the second. This, thanks to the drop in rates, coupled at a decrease in prices of almost 4% in Metz and more than 3% in Colmar.

Conversely, this same household sees its purchase capacity decrease in 15 cities. In particular at Le Mans, where he can no longer buy “only” 99 square meters today, against 103 square meters on January 1. The drop of 0.10 points of credit rates in the interval did not compensate for the prices, more than 4% In just three months, in this city conducive to teleworking because it is placed about an hour from Paris thanks to the TGV. It is also in other cities close to the capital that real estate purchasing power has decreased the most in the first quarter, with surface losses of two square meters for Reims, Tours and Orléans.

Stagnation of purchasing power in the capital and southern

In Paris, precisely, neither gain nor surface loss: with a credit monthly payment of 1,000 euros, you can still buy only 19 square meters. The fault at a sale price which no longer decreases, to 9,418 euros per square meter. Ditto, in Marseille, Cannes, Nice, Antibes, Béziers or Montpellier, where the stabilization of real estate prices leads to a stagnation of purchasing power. A situation likely not to improve in the coming months, if the rate of credit rates observed in early April in certain banks are generalized.