Paris and its surroundings do not have the prerogative of the highlighting. The region Provence-Alpes-Côte d’Azur (PACA) is also one of the most expensive in France. For example, to become an owner in Cagnes-sur-Mer (Alpes-Maritimes), a city of 50,000 inhabitants located between Antibes and Nice and equipped with four kilometers of beaches, it will cost you 5,255 euros per square meteraccording to the data to seloger. An amount greater than 68% to the national average of 3,129 euros! And again, these are only prices for old housing … The prices of new housing are even higher, if only because of the 20% VAT that buyers must pay.
It is however at the price of “only” 232,000 euros-parking included-that the real estate developers Gambetta group and Edouard Denis offer, among other things, a three rooms of 62 square meters, in Cagnes-sur-Mer, within the future Oz residence, a four-storey building which will be delivered in the third quarter 2026. How devil this price of 3,742 euros the square meter possible for new accommodation Or terraces, located a few minutes from the beaches, the historic center of Cagnes and the station? Because the fifty T2, T3 and T4 of the Oz residence is marketed in Real solidarity lease (BRS), a device set up in 2017 and which is based on the dissociation of the property of the building from that of land.
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Prices of approximately 30% to those on the market
Concretely, You only buy the accommodation, not the land on which it is built. This considerably decreases your acquisition price. The land, you become a tenant, for 18 to 99 years, with a solidarity land organization approved by the State-here the Gambetta cooperative property in the Provence-Alpes-Cote-d’Azur region-, to which you pay each month a fee. This amounts to 1.88 euros per square meter in the case of the Oz residence, the Gambetta group specifies in Capital. The BRS thus allows certain households, under resources, to access property at prices of approximately 30% to those on the market, figures the promoter. Buyers also benefit from reduced VAT, 5.5 %.
To buy accommodation in real solidarity lease, you must however fulfill certain conditions. First, you should commit yourself to make it your main residence. Then, your income must not exceed certain ceilings, which depend on the composition of your home and the agglomeration in which the property is located. In Cagnes-sur-Mer, located in zone A, called tense because the supply of housing is much lower than the demand, a single person must not earn more than 38,508 euros per year to buy in BRS. A ceiling which amounts to 57,555 euros for a couple, at 75,447 euros for a home of three people and 90,078 euros for a cleaning of four people.
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Very strong growth in the production of housing in BRS
Finally, you can resell your accommodation at any time but, so that it continues to be accessible to households eligible for the real solidarity lease, Its sale price must be limited to the one to which you bought it, and updated by means of an index chosen by the solidarity land organization.
Interested ? There are only three lots left for sale in the Oz residence but “BR production is in very strong growth»»underlines the Association Foncier Solidaire France, which estimates at 3,397 the number of BRS marketed in the country this year, against 1,000 in 2024 and a forecast of 4,378 for 2026.
