Real estate: these departments that alleviate your notary fees despite the increases

New departments increase the notary costs on May 1. Some grant subsidies, however, to lighten the invoice for real estate purchase.

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Unless you are a first-time buyer, a Real estate purchase In Aisne, Calvados, Creuse, Finistère, Pyrénées-Orientales or Yvelines will cost you more from May 1. Thursday, these departments will join the list* of those who increased, on April 1, the transfer rights for consideration (DMTO) of 0.5 points, such as the finance law for 2025 authorized them for three years. Morbihan and Seine-et-Marne will follow their steps on June 1 and July 1, respectively.

Local finances being burdened by two and a half years of real estate crisis, which caused a fall in DMTOs, the departments Decided not to seize this opportunity to increase them are not legion: it is the Oise, Eure, Alpes-Maritimes, Indre, Saône-et-Loire, Lozère, Ardèche and Hautes-Pyrénées, according to a census made by the Pretto broker.

Real estate purchase: up to 4,700 euros in notary fees in these cities

Aid to financing notary fees

Households buying their main residence for the first time and the buyers in the new are exempt from this increase in DMTOs. Improperly called notary feesinsofar as they are mainly made up of local and national taxes, DMTOs represent 7% to 8% of the purchase price in the old and 2% to 3% in new. The Secundo-Acadeurs in the old will, on the other hand, suffer an increase of 500 euros in the notary fees, per slice of 100,000 euros of purchase, calculates the Seloger real estate advertising portal. Thus, for a property bought 300,000 euros, the buyer will have to pay 1,500 euros in additional notary fees.

Not enough to facilitate the installation of new inhabitants in municipalities that are lacking. Faced with a decrease in its population for fifteen years and at a vacation rate of housing between 7.8% and 15.4%, the Haute-Vienne created, at the end of March, aid for real estate acquisition which covers part of the notary fees in the 91 municipalities of the department in demographic “depends”. In 2025 and 2026, You will receive 2,000 euros In the event of purchase of housing of a value less than or equal to 125,000 euros in these territories. The aid will be increased to 4,000 euros for an acquisition of more than 125,000 euros. There will be bonus of 1,000 euros for families with a child under the age of 16, also 1,000 euros for the purchase of a vacant property for more than two years, and 2,000 euros if it has been unoccupied for more than five years.

Notary fees: when will they increase in your department?

The previous one of the Allier

These subsidies are granted if you meet several conditions. They target real estate buyers under the age of 40, or over 40 if they have a child under the age of 16. Buyers must commit to living in accommodation for at least five years. The property must be at least A T4, built before December 31, 1990 Included, and cost a maximum of 200,000 euros (excluding agency and notary fees) or 250,000 euros if located in Limoges. The accommodation should also be classified at least D on the energy performance diagnosis (DPE), before or after work which must be carried out within one year after the date of acquisition, and no later than December 31, 2026.

This Haute-Vienne initiative is reminiscent of that of Allier. Also for Foster the arrival of new inhabitants and fight against the vacancy of housing, the Habitat de l’Allier plan, presented in July 2024, provides for the care, by the department, of notary fees for first-time buyers. Give without resource condition, this aid amounts to a maximum of 7,500 euros. However, it can reach 10,000 euros For vacant accommodation for over two years. To benefit from it, you must acquire built accommodation over 15 years old, located in the municipalities signatory to the “”Contract to reconquer the city centers and town centers ”and within a so-called urban revitalization perimeter.

* Source Seloger: Ariège, Charente-Maritime, Corrèze, Côte-d’Or, Dordogne, Eure-et-Loir, Gard, Haute-Garonne, Gers, Ille-et-Vilaine, Loir-et-Cher, Loire, Loire-Atlantique, Loiret, Maine-et-Loire, Haute-Marne, Mayenne, Meurthe-et-Moselle, Rhône, Haute-Savoie, Yonne, Essonne, Hauts-de-Seine, Seine-Saint-Denis, Val-de-Marne.