What is a withdrawal of species?
The withdrawal of species is to request cash at the counter of a bank or to withdraw it in an automatic ticket distributor. On the screen, you should choose the amount from the predefined sums or specify it using the keyboard. This operation is achievable in France as well as abroad. However, the methods of use depend on your contractual clauses, your geographic location and the banking establishment.
Where to withdraw money?
There are different solutions to remove species.
To the automatic distributor of a bank
The use of an automatic ticket distributor is the most practical solution for the withdrawal of species. To do this, you can go to your agency, to another bank or the distributor of a business. If the interface changes from one system to another, the operating methods remain similar.
At the counter of a bank
For several years, most banks have not kept species for security reasons. However, some banking establishments still have a cash service. The customer must then sign a double -copy withdrawal slip to obtain his species. For significant liquid withdrawal, it is advisable to notify 48 hours in advance its banker. He is entitled to demand the reason for withdrawal according to the amount requested.
At a merchant (in cashback)
Cashback is to ask for species from a merchant. This service induces the purchase of one or more products. To dispose of it, simply pay a sum greater than the amount required. Make sure that the professional requested offers this solution, because it does not constitute an obligation. It is reserved for individuals, not for professional customers.
How to withdraw cash in automatic distributor?
From an automatic ticket distributor, the withdrawal of cash requires the use of your bank card. It must be inserted, then enter your confidential code. Then select the amount or enter it. The use of a withdrawal card is possible. However, it only works in your bank’s agencies.
How much can you withdraw to the automatic distributor without proof?
It is necessary to consult the bank’s bank conventions to find out the maximum amount of withdrawal without proof. This sum varies according to the banking organization. However, the average is most often 1,000 euros. As a rule, money withdrawals are limited:
- by a daily ceiling, in order to reduce the risks in the event of loss or theft of the bank card;
- By a weekly ceiling, calculated over a slippery period of seven days.
What is the maximum amount that can be removed in cash?
For a withdrawal to an automatic ticket distributor, the authorized amount is between 300 and 500 euros per week. In the banking field, we are talking about slippery days. The type of bank card used can influence this estimate. Advanced limits are not subject to any legal supervision. The bank is therefore free to impose its own conditions. However, you can try to negotiate them.
Can we withdraw money without a bank card?
There are several possibilities to withdraw money without a bank card. The rules are likely to vary from one banking establishment to another.
Withdrawal
From your current account or a savings book, it is possible to withdraw cash. As a rule, it is necessary to present an identity document to the bank’s counter, or even your bank card. Your advisor can give you a withdrawal slip to justify the operation. He must contain the references of the account to be debit. Some agencies require to fill it in double copy. Depending on your account agreement, you may be subject to a withdrawal ceiling.
Cash mandate
In France as abroad, the cash mandate is used to transfer liquidity between two people. The presentation of the document allows the beneficiary to have the sum indicated. Some banking establishments require to be warned one to two days in advance. This is the case for withdrawal from a high amount. Fees are likely to apply.
Non -barred check
The handing over an unaccompted check is based on the same principle as a cash mandate. The amount indicated may be the subject of a withdrawal of species. You have to go to the agency where it was issued. If it is a banking network with several branches, the place of the operation may be different.
Travel check
A travel check has a predefined sum. You can use it to pay the products or services of a merchant, subject to the latter’s acceptance. This payment method is also a solution to withdraw cash. The operation is achievable in a bank or with a exchange office.
How much can you deposit cash in a bank without proof?
Species of species do not require specific supporting documents, provided they do not exceed 8,000 euros. In this case, the bank may request the origin of the funds. This proof of vigilance is due to security reasons. This is a precautionary principle for the fight against money laundering.
What is the maximum amount of payment in cash?
In France, cash payment cannot exceed 1,000 euros for a transaction. This applies to operations between professionals or from individuals to professional. As part of a transaction abroad, this maximum sum is 15,000 euros for any personal expense. For example, the purchase of a car.
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