“Real estate is no longer profitable, compared to other investments such as state obligations”deplored Véronique Bédague, CEO of promoter Nexity, in the program C to you, September 26, invoking “Many constraints”like theRent supervision and the weight of income tax and property tax. There furnished rental – long -term or seasonal – continues to offer interesting yields, especially in cities that we would not spontaneously think, according to a study recently published by the company I declare my furnished furnished (JD2M). First, because the rents of furnished are 15% to 20% more expensive than those of naked property. Then, because the real tax regime allows furnished investors to deduce from their rental income all the associated charges, including the property tax, as well as a fraction of the purchase value of the property, called damping.
According to JD2M, furnished rental thus offers gross before tax profitability (annual rents divided by the purchase price of the property) 7.1% per year In France. And seven cities display a higher yield of this already comfortable average (see infographic). Starting with Quimper (Finistère) and its 10.1%, followed by Poitiers (Vienne, 10%), Lorient (Morbihan, 9.6%), Niort (Deux-Sèvres, 9.2%), Pau (Pyrénées-Atlantiques, 8.4%), Valenciennes (8.3%) and La Rochelle (7.3%).
“My 20 rental investments bring me € 10,000 per month, I expatriate to Mauritius”
More profitable medium -sized cities as cheaper to purchase
These seven municipalities are in common to be medium -sized citiesless than 100,000 inhabitants, and dynamics, in terms of employment, tourism or student life. Gold “”Real estate prices are lower in medium -sized cities only in large metropolises ”underlines Baptiste Bochart, lawyer at JD2M. In Poitiers, for example, the old apartments are negotiated at 2,233 euros per square meter on average, in this month of September, according to the Seloger real estate advertisements. It is four times cheaper than in Paris, where The square meter is worth 9,751 euros ! And twice less expensive than Lyon and Bordeaux, where the price per square meter exceeds 4,000 euros.
At 12 euros per square meter, according to Seloger, rents are certainly much lower in Poitiers than in Paris, where they tune the 40 euros per square meter. But they are fixed freely in the prefecture of Vienna while they are framed In the capital, where rental profitability is therefore less than 4%. Of course, there is almost no risk of rental vacancy In Paris but Poitiers, a student city, is attractive enough for your accommodation to be unoccupied long. Ditto in Lorient, in Morbihan, where the profitability of the furnished rental reaches 9.6%, or even in Valenciennes, university city and rental market against Lille, more expensive. In Quimper and La Rochelle, it is rather tourism that ensures the filling of furnished rentals. Please note, this Friday, September 26, justice re-authorized the so-called anti-a-airbnb regulations Caught by the municipality of La Rochelle in 2022 and 2023 and which were disputed by around fifty owners.
