Go further in suspending pension reform and “take into account specific cases which had not been integrated”. This is the objective stated by the government, which tabled this Wednesday, November 12, an amendment to the Social Security financing bill (PLFSS) for 2026 broadening the field of beneficiaries of the suspension of the 2023 reform. suspension announced by Prime Minister Sébastien Lecornu during his general policy speech on October 14, blocking the legal retirement age at 62 years and nine months and the duration of insurance required for a full-rate pension at 170 quarters for certain insured persons.
“No increase in the age will take place from now until January 2028”had thus promised the tenant of Matignon. But while the generations born in 1964 and the first quarter of 1965 should have logically been affected by the suspension of the reform, article 45 bis – added to the draft Social Security budget for 2026 to clarify the measure – excluded all workers born in 1965, their legal retirement age being set at 63 years. A disappointment which the government returns to in its amendment to article 45 bis which must be examined this Wednesday, November 12. “This amendment aims to extend this suspension to policyholders born in the first quarter of 1965 so that no increase, either in the age of eligibility for rights, nor in the required duration of insurance, occurs before January 1, 2028, for these policyholders, whose age of eligibility for rights is therefore also set at 62 years and 9 months and the duration of insurance required at 170 quarters”specifies the explanatory memorandum.
Departure from age 62 and nine months for policyholders born at the start of 1965
If the amendment is voted on as it stands, workers born in the first quarter of 1965 will therefore gain six months on their legal starting age, set at 62 years and nine months (compared to 63 years and three months with the reform), as well as on their insurance duration, set at 170 quarters (compared to 172 quarters with the reform timetable). For the rest of the 1965 generation, born between April 1 and December 31, the legal retirement age would increase to 63 and the number of quarters necessary to reach the full rate to 171.
Another advance: the largely forgotten by the suspension of the reform of 2023, namely candidates for early departure for a long career, will be very concerned. While article 45 bis of the Social Security budget for 2026 did not refer to these groups, they will ultimately benefit from the suspension of the reform and therefore the temporary freezing of the legal retirement age. For example, a person who started working before the age of 20 and born in 1970 could leave at the age of 61 years and nine months, compared to 62 years old with the application of the reform.
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