“Do I be one of the best lotis?” This is a question you never knew how to answer. The last note of INSEE could then help you: the National Institute of Statistics published this annual note on Monday 7 on Monday 7 on the “”standard of living and poverty in 2023»». To measure all this, the INSEE relies on the median standardwhich corresponds to the cleaning income of the household (after taxes and social benefits) divided by the number of consumption units (UC). Thus, in 2023, the median standard of living stood at 25,760 euros per year, or about 2,150 euros per month for a single personand around 3,860 euros for a couple with a child under the age of 14.
But median standard of living does not rhyme with poverty line. On the contrary, since the latter is set at only 60% of the median standard of living. In other words, a single person is considered poor if they earn less than 1,288 euros per month. It is 1,932 euros monthly for a couple,, “To which must be added 386 euros for each child under the age of 14 and 644 euros for an older child”specifies INSEE. But logically, not all French people manage to cross this symbolic bar.
18,670 euros per year for an unemployed
Starting with job seekers. Their median standard of living caps at 18,670 euros annually, or around 1,560 euros per month. And above all, more than a third of them (36.1 %) live below the poverty line, 0.8 points in a year. Among other explanations put forward by INSEE: “The unemployment insurance reform, which entered into force on February 1, 2023, which reduced the duration of compensation by 25 % for new entrants in unemployment insurance.”
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However, not all inactive are struggling. As proof, in 2023, Retirees are doing a little better that the French active. Their median standard of living thus climbs to 25,420 euros annually, around 2,120 euros per month, and “Progress even faster than that of the entire population ( +1.2 % against +0.9 %)”notes the Statistical Institute. And this despite revaluation of pensions often lower than inflation. So how can we explain this resilience? INSEE points out “there revaluation of Agirc-Arrco regime 4.9% in November 2023 after +5.1% in November 2022 ”but above all “there Progress of heritage income»». However, it should be noted that the situation of these inactive is quite unequal: not all are owners or beneficiaries of pretty pensions. So much so that in 2023, more than one in ten retirees (11.1 %) lived below the poverty line.