Record Record steering wheel, gold should appear well in the rank of the best investments of the year 2025 – just as it had already been in 2024 – with an increase in its course in dollar 26% Since January 1. But it is not the only precious metal to display a notable performance this year. In reality, two other metals do even better. The dollar price of an ounce of money (approximately 31 grams), for example, increased by 27.5% Since January 1. And the gap is even clearer with the platinum, the course of which has gripped 44.5% This year.
Also, one wonders if it would not be more judicious to bet on these two metals a little less precious than gold, and more accessible. If the golden ounce is currently negotiated by $ 3,330, that of platinum is almost three times cheaper: $ 1,340, and almost 100 times less for the ounce of money, which currently oscillates around 38 dollars. In addition, just like gold, silver and platinum also exist in the form of parts, ingotins and ingots in which it is possible to invest easily online or in a physical counter. Money and platinum therefore seem to have nothing to envy gold. But should we rush on it?
Storage and volatility constraints
If you are an investment follower in precious metals, barter gold against these two assets, however, poses two problems. First, a practical problem. Gold has the advantage of concentrating its value in a small volume, unlike money, which requires holding a large quantity to hope to identify a substantial capital gain. However, who says large quantity says needed storage. A service that most platforms offer you, but which has a cost that comes to nibble on your margin.
However, it is possible to invest in money or “paper” platinum, in other words dematerialized – via your securities account for example – by buying a “tracker” (ETF) which replies their performance on the stock market. In this case, in fact, more storage concern, since you do not materially hold money or platinum at home. On the other hand, if it is the option chosen, it is more the volatility of these two metals which is likely to harm your financial portfolio. Just compare the progress of the golden price on one side, and money and platinum on the other in the long term to see that the curve of the first is much more linear. Logic, for Anthony Busco, sales manager at Aucoffre.com, Car “Money and platinum are metals whose course depends much more than the gold of industry needs, which are more cyclical. Money will be used in the electronics, photovoltaic, computer science sectors, for example … “
The recent platinum boom is also linked to the resumption of the automotive sector – which uses it a lot – after several years of production of vehicles at half mast. “Platinum has been a hit since the start of the year, but it was leaving after having suffered in recent years”Recalls Anthony Busco. In terms of industrial needs, it may be more judicious to bet on money, “Because its production has been lower than the demand of businesses for the world for six years”, Pointe Laurent Schwartz, president of the National Comptoir de l’Or. Due to their volatility, these two metals therefore constitute a “More speculative investment, which plays its role of refuge less than gold. People who go to money are rather investors who already have gold, but who seek to diversify, still hoping for a little more yield ”explains Anthony Busco.
