Alderman for the conclave on pensions. While discussions to “improve” the pension reform started several months ago by the social partners – CFDT, CFTC, CFE -CGC side unions, MEDEF and CPME for employers – gave birth to a disagreement on Monday, June 23, François Bayrou shot down his last card this Tuesday. The Prime Minister invited the five organizations to Matignon to save an agreement that moves away from hour to hour.
And, with him, the hopes of a better retreat for mothers. The draft conclusions on which the social partners have still not agreed provides indeed “To take into account the number of children of employees in the private sector for the calculation of the average annual salary”. An average salary that could thus be determined from the best 24 years for mothers of a child or the 23 best for those of two and more children, against the 25 best years now. Among the other notable advances, those obtained on arduousness: the wearing of heavy loads, the painful postures as well as the mechanical vibrations would make it possible to obtain points in the professional prevention account (C2P). Finally, the age of cancellation of the discount (full rate of automatic retirement) would be lowered from 67 to 66.5 years.
A final disagreement would therefore make disappointed among the assets, but could conversely make the retirees happy. Because, to mop up the deficit in our pension system, valued at 6.5 billion euros in 2030 by the Court of Auditors, no less than 6.1 billion euros in savings are planned thanks to the effort of the latter. “Retirees are the most involved”confirmed to Capital Cyril Chabanier, the president of the French Confederation of Christian Workers (CFTC). The text written by the mediator Jean-Jacques Marette acts indeed a substantial contribution of pensioners: “For the sake of equity between generations, we propose to involve retirees in the financial recovery of the pension system in a gradual manner”is it written there.
6.1 billion savings on pensions
The form of this participation? A sub-indexation of basic pensions, with the integration into the annual revaluation of pensions of a sustainability coefficient, as is currently the case for Agirc-Arrco additional pensions. The revaluation of basic pensions could thus be lower than inflation of 0.8 points in 2026, then 0.4 point between 2027 and 2030. A shortfall for retirees, over several years, which would therefore amount to 6.1 billion euros in total in 2030. A loss that Cyril Chabanier wishes to focus on the wealthiest pensioners: “This sub-indexation would only be done on the richest 50% of retirees and could not lead to a drop in their pensions”he advances.
Admittedly, the social partners have planned the possibility of limiting the undervaluation of pensions. However, this option would only be made at the cost of an increase in the maximum general social contribution rate (CSG) for retirees, from 8.3% to 9.2%, the rate applied to activity income, and from 6.6% to 7.5% of their CSG intermediate rate. An increase in taxes which would make it possible to recover 2.5 billion euros, and which would be partly funded through a “Transfer of Agirc-Arrco”specifies the president of the CFTC. The text resulting from the work of the social partners provides in fact in return for “Remove health insurance subscription at the rate of 1% levied from additional pension pensions”which would allow the ex-employees of the private sector to recover 900 million euros.
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