THE Death taxes are definitely supervised. While the abolition of bank charges for certain successions had been made by the “law aimed at reducing and supervising bank charges on succession”, published on May 14 in the Official Journal, the case of inheritances which are not affected by the free bank charges has just been specified by decreethis Thursday, August 14. The total of the punctures operated by the establishment of the deceased will not exceed 850 euros From November 13, 2025, date of entry into force of the law carried by the socialist deputy Christine Pirès Beaune.
This law provided for a ceiling corresponding to 1% “Of the total amount of account balances and the enhancement of the deceased savings products (…) within the limit of an amount fixed by the same decree”. An amount limited to 850 euros, therefore, and which will apply in particular to the successions for which the total of the accounts exceeds 5,910 euros, those where the deceased did not No known heiror when he had subscribed a Refund real estate credit in his bank or he owned one or more professional accounts there.
End of bank costs for simple successions
Same ceiling when“One or more safety (guarantees, editor’s note) are made up of one or more savings accounts or products to close held by the deceased the books of the establishment” Or in the event of extraneity, for example if the deceased or an heir was domiciled abroad or if a foreign law applies to the estate.
In all Other casesit’s the free fees that will apply to November 13. Especially for modest successions (less than 5,910 euros), for “simple” successions – regardless of the balance of the account – or for those concerning minors. Finally, note that the ceiling of 850 euros will be revalued each year up to inflation excluding tobacco calculated by INSEE.
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