Tax reimbursement: how does it work?

Do you expect a tax refund and question the reimbursement methods of this overpayment? How do you know if you are eligible for a tax refund? How to benefit from this refund? What date will you be reimbursed? All the answers to your questions.

Capital video: Tax reimbursement: How does it work?

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What is the regularization of taxes?

Principle of the regularization of taxes

The regularization of taxes is the process aimed at Adjust the payment of taxes according to real income and expenses made by taxpayers so that the amount exactly corresponds to its situation. This process can take place at various times of the year, notably during the annual income declaration.

Source with source

As part of the withholding tax, taxes are taken directly by the employer Or the paying organization when income is received, rather than at the end of the tax year. The rate is calculated by the tax authorities from the information provided by the taxpayer in his tax return:

• the amount of income;
• any tax credits and reductions;
• The family situation (married, single, number of dependent children, etc.).

Overpayer or too much

The regularization then intervenes to adjust these samples according to real income. So, if real income are greater or lower than estimates, the amount of taxes withdrawn may be readjusted, which can lead to either a refund or a supplement of tax payable.

How do you know if you are eligible for a tax refund?

You just have to Consult your income tax return carried out in the spring. You can also take a look at your opinion of a declarative situation (ASDR), a provisional tax notice, in your particular space on the tax site.gouv.fr, made available to you between the end of July and early September.

Why do taxes reimburse me?

Two cases can give rise to a refund by the services of the Treasury.

Your source deduction rate is not the right one

Source withdrawals from your income from the past year have reaches an amount greater than that of the tax due. This may be the case during a drop in your income which has not been reported or a delay on the declaration of the birth of a child entitling the right to an additional half share.

In the first case, the source deduction rate can be adjusted during the year in the event of a change of situation. Taxpayers have the possibility of modifying their online source direct debit rate via the tax portal or by contacting their tax center.

You benefit from a tax credit

You are entitled to a tax credit for certain expenses. In the event that your tax credit exceeds the amount of tax due, the tax administration proceeds to Refund of the balance. Tax credits can be granted for various expenses:

• Employment of an employee at home.
• Work to improve the energy performance of your accommodation.
• Childcare costs.
• Donations to works.
• Employee employment for maintenance or gardening work.

How to activate the immediate advance of tax credit?

Tax credit and deposit

The reduction advance and tax credit is an amount paid to taxpayers benefiting from tax credits and reductions within the framework of the withholding tax. This advance is calculated on the basis of the expenses declared in the tax declaration of the previous year, with a one -year lag.

Reductions and tax credits concerned

Not all tax reductions are entitled to a deposit. Only Some tax credits are concerned. This concerns tax credits for:

• Home employment and childcare expenses;
• donations to associations or a political party, and union contributions;
• dependence expenses;
• Rental investments overseas, Duflot, Scellier and Censi-Bouvard.

Steps to activate the immediate advance of tax credit

During your income tax return, you must indicate all expenses giving the right to a tax credit which will make it possible to calculate the amount of the advance which will be paid to you the following year. If you are eligible, The advance will be automatically activated. It is generally not necessary to make a specific request.

Payment dates: January and summer 2025

More precisely, 60 % of this advance is paid in January From the current year, while the 40 % balance is paid in the summer, provided that taxpayers have carried out expenses giving the right to tax credits and reductions. The beneficiaries can consult the amount and the terms of payment of this advance in their particular space.

Reversal in the event of too high deposit

It may happen that the deposit affected in the context of a tax credit is too high (stopping its union contributions or donations during the year). In this case, it will be necessary overrun at taxes in the following September. It is nevertheless possible to change the deposit beforehand, or even to cancel it.

What about tax advantages that do not give rise to a deposit?

For all tax advantages outside the tax credits mentioned above, the reimbursement is fully, At once, in the summer. Please note, this also concerns taxpayers who benefit from a tax reduction with deposit in the first year.

How to update your bank details on taxes.gouv.fr?

Update your contact details to be reimbursed

If the bank details communicated to the taxman have changed, you have every interest in Proceed to their update quickly To avoid inconvenience (costs, penalties, etc.) linked to the rejection of a levy for the benefit of the public treasury, but also a delay in the return of your tax reductions.

In order for your refund to be made to the limits provided, it should be in possession of your new bank details Before the 1st July. Otherwise the processing of your refund will be delayed.

Go to the Impots.gouv.fr website

To update them, nothing could be simpler: just go on your particular space Online Treasury online service, impots.gouv.fr. Then, in the sections of the site at the bottom of the page:

• Go to the tax site.
• Click on “Source at source/manage my withholding tax at source”.
• Click the blue button “Update my bank details”.
• The form that appears indicates the account number saved so far.
• Complete your name and surname as well as the IBAN numbers and the BIC address on your RIB.
• Check the box to authorize the samples from this account.
• Click on “Confirm” to validate.

The update will be taken into account the following month with regard to your income taxes.

When are the regularization and reimbursement of the tax overwhelming taxes?

Payment date for the 2025 tax reimbursement

Tax reimbursement by the taxman is scheduled During the summer period. It will intervene on your bank account in the summer of 2025, the exact date that can vary depending on the taxpayers.

Payment by the DGFIP of the sum due by taxes

Refund is made directly by transfer By the services of the Directorate General of Public Finance (DGFIP) on the bank account of which you have communicated to it the contact details. Taxpayers who have not indicated bank details will receive the reimbursement by check letter.

When to make your 2025 tax declaration on the 2024 income?

Opening of the tax declaration 2025

The start of the online declaration campaign on the tax site.gouv.fr started The 10th April 2025 The tax declaration for income 2024, thus offering taxpayers a simple and practical option to make their declaration. In general, tax declarations are available each month of April.

Online tax declaration deadline

In 2025, the deadline to carry out this online process depends on your place of residence. For example, if you live in the departments of zone 1, you will have to submit your declaration Before the 22nd May 2025 against the 5th June For other departments.

Deadline for declaration of paper taxes

Although the online declaration is compulsory, some taxpayers prefer or must still go through the paper version. In this case, form n ° 2042 must be supplemented and returned before the deadline for deposit fixed at 20 May 2025.

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