At 46, Philippe lives near the Swiss border with his wife and children. After his bac + 5, he began his career in Paris in large banking establishments with already a good salary at the time. It was by coming to work in Switzerland that he made a big financial difference: “ In a large group, my salary rose to 9,000 euros at the timehe said. Today, it would be the equivalent of 13,000 euros with the conversion of Swiss francs“. It was his last employer that allowed him to take the plunge into entrepreneurship, what he had always wanted, and the big package he received when he left. “ If I hadn’t received this money, I would still have embarked on the adventure but with a bigger pit in my stomach “, he admits.
With his business FlyMenucreated 8 years ago, Philippe pays himself 1,500 euros in salary. If he believed in his project – transforming recipes into shopping baskets, he did not expect it to take so long to take. It took about three years to issue the first invoice: “ It was with Franprix, 1,500 euros, I felt like a millionairehe remembers. It was the realization of what I had created. Even today, it’s the most important thing to me “. At the start of his company, the entrepreneur benefited from his unemployment benefits as well as aid, notably from the BPI. “ The creation of my business had been the subject of family discussions to find out if my wife agreedhe testifies. We lived on his salary and my savings for the first years “.
Living with benefits in kind
Since the start of the adventure, his salary has been 1,500 euros. But since then, Philippe has been able to pay himself annual dividends, depending on turnover and benefits from other benefits in kind of his company. The leasing of the car and its telephone are covered, as is part of its accommodation: “ I work from home so a certain percentage, corresponding to the size of my office, is paid to me by the companyhe says. This allows you to pay more charges, therefore less profits and therefore pay less corporate tax at the end of the year. “. Another way to earn money according to your accountant’s idea? Receive a percentage of turnover compared touse of the mark Flymenu which he personally submitted to the INPI, which amounts to between 30,000 and 80,000 euros per year. “ With a small structure like mine, of the turnover that comes in, I only have 30% left, all the rest goes to the State », he notes.
A month ago, Philippe created another company, Qrush“ a real-life meeting solution, with a QR code to scan“, he specifies. But with an associate this time. Without paying themselves a salary, they start to make a little turnover, which is completely reinvested for improve their notoriety. “ We sell our products online which are not yet knownhe explains. People still don’t dare to buy “. Already earning their living with other structures, the two partners also appreciate the fact of being able to invest in Qrush.
The value of salary as an entrepreneur
Philippe’s priority? His well-being which translates into spend time with family : “ I prefer to earn this salary and enjoy it rather than earn 15,000 euros per month without seeing ithe admits. Moreover, I refused a position where I could double my salary but which required two to three hours of transportation per day “. Today, the business manager feels calm because he knows that his first company has him covered, even if he would not be against selling it for several million euros! More seriously, he gives a lot more credit to his salary of today rather than that of an employee. “ The number on my pay slip no longer means anything, in fact I see my entire companyhe summarizes. Above all, I have the impression that the value of money is different when you are an employee in a company. When you create your structure, the salary is used differently for both the personal and the professional because you are likely to put money back into it “.
