Are you a senior executive looking for the cheapest possible bank? You should turn to the online banks BoursoBank and Fortuneo since the bill is less than 1 euro per month for our profile, i.e. 11.50 euros per year only.
The gap with other establishments is considerable since the 97 banks studied by Panorabanques charge on average 234.80 euros in 2026. Why is this amount so high? The framework uses products and services whose unit price is important, starting with a high-end bank card Visa Premier or Gold Mastercard, billed on average 138.60 euros in its deferred debit version, but free, subject to use, at BoursoBank and Fortuneo.
Among the other services that are expensive for the executive, we can also cite transactions carried out in currencies outside the euro zone and the sending of a checkbook to your home by registered mail. On the network side, certain Crédit Mutuel and Crédit Agricole banks appear in the best places in the ranking.
Services included in our executive profile
– CB Visa Premier or Gold Mastercard with deferred debit
– €1,500 of expenses outside the euro zone per year: 5 withdrawals of €150 per year abroad outside the euro zone and 2 payments of €375
– 4 withdrawals moved per month from the ATM
– 1 checkbook sent to your home by registered mail per year
– 1 Internet subscription
– Benefits from a personalized overdraft authorization (used 10 days per month, up to €500)
– No payment incident
– 2 permanent transfers and 24 periodic transfers per year initiated via the internet
– 9 occasional transfers per year via the Internet
– 4 direct debits set up and 48 monthly direct debits from private organizations
Our list of bank charges
Panorabanques dissected the price lists of 97 banking establishments for Capital. Find the cheapest, depending on your profile, in our special 2026 bank charges file.
