Senior housing investment: social impact and assured return

“Adapted senior housing responds to a demographic reality, not a fashion effect. These residences provide a more flexible, more secure and often more psychologically acceptable response than a medical establishment”underlines Thaïs Castang, partner at L&A Finance. Located near city centers, these accommodations have rents 30 to 50% lower than accommodation in specialized establishments, with à la carte services.

Why is this model necessary?

Faced with public residences which are suffering from rising costs, private players (Mobicap, Heurus, Domitys) are reinventing the segment with modularityof the graduated servicessometimes intergenerational diversity. Some structures even welcome students and young professionals, sharing common spaces and expenses. “These solutions preserve autonomy, social bonds and dignity. The issue is not only real estate, it is also human and societal”recalls Thaïs Castang.

A relevant asset for savings

Less speculative than furnished tourist accommodation, more promising than traditional rental accommodation, housing adapted for seniors combines regular yield, secure rents, complies with the RE2020 standard, and is often eligible for the APL. Shared costs, urban revaluation, it is an investment to concrete impact. In Draveil, Mobicap and Cogedim illustrate the industrialization of the model with a new residence. The group plans to reach 500 housing units delivered per year by 2028.

Key to success: the operator

The demand is structural because 9 out of 10 people want to age in place, but the offer is heterogeneous. “Not all projects are equalwarns Thaïs Castang. The quality of the operator is decisive: credibility of the manager, quality of services and solidity of the economic model secure the experience of residents and the investment of savers”. Adapted senior housing is emerging as an asset for the future both cost-effective and inclusive. A segment that no one saw coming… but that everyone is watching now.