Bank fees: the 2026 ranking of the best banks for business leaders

Endowed with strong purchasing power, the business manager constitutes a target customer pampered by the banks. They hope to sell him an ultra-high-end bank card like the Visa Infinite or World Elite Mastercard, with much broader coverage than the Visa Premier or the Gold Mastercard in terms of insurance, assistance, spending limits or concierge services… and a price to match. This card is billed on average 320 euros per year by the 95 banks in our panel, bringing the annual cost for this profile to 435.10 euros.

BoursoBank and Hello bank! are not classified because they do not offer this type of card. The cheapest bank is Fortuneo, at 11.50 euros only in the year because this establishment offers the World Elite Mastercard free of charge to customers with monthly net income greater than 4,000 euros and paying at least this amount into their account.

Please note, the business manager may have an interest in choosing the same bank for his personal account as for his professional account: “ this would allow him to have more weight in a possible negotiation, for example to obtain a reduction on the price of his bank card » recalls Anna Meylacq, spokesperson for Panorabanques.

Services included in our business manager profile

– CB Visa Infinite or World Elite Mastercard with deferred debit

– €3,000 of expenses outside the euro zone per year: 5 withdrawals of €300 per year abroad outside the euro zone and 2 payments of €750

– 8 withdrawals per month from the ATM including 5 moved

– 1 checkbook sent to your home by registered mail per year

– Benefits from a personalized overdraft authorization (used 10 days per month, up to €500)

– No overdraft incident

– 1 Internet subscription
– 2 permanent transfers and 24 periodic transfers per year initiated via the internet
– 9 occasional transfers per year via the Internet

– 5 direct debits set up and 60 monthly direct debits from private organizations