At 52, Nicolas lives together with his partner and their three children in the Paris region and works in communications, content production and press relations, through a SASU of which he is the only employee. His salary? “ I manage to pay myself between 2800 and 2900 euros net per monthhe specifies. Over 12 months, but without 13th month or dividend “. After 26 years of employment, he was able to benefit from a voluntary departure plan in his former company, with the support of his former manager.
“ I had his support, maybe he wanted me to leavehe jokes. In fact, I had the impression of being at the end of the cycle with a ceiling for my executive position. Today, I am fully responsible for decisions: I have more freedom but the weight of my decisions is also greater. We are our own decision maker as an entrepreneur “. Before going solo, Nicolas had the support of his family, at least of his partner who accepted a possible loss of salary if the project did not work.
A change of status
From this summer, Nicolas will switch his structure to EURL to pay less social charges. After calculating the retirement amount, he realized that with his long career and his 26 years of employment, the entrepreneur could stop at 62: “ If I continue working as a manager for the next few years, the difference would be around 300 euros per monthhe describes. While by paying less charges, I can master myself with a PER for example or even reinvest “. Which does not necessarily mean a higher salary.
The form of SASU prevents it from developing because the costs are heavy, the EURL will eventually make it possible toinvest in prospecting, advertising or recruitment. “ I could hire a work-study worker or interns who I would payhe mentions. Today, I’m alone, I don’t necessarily have time to do everything on my own. Maybe create a team could help develop my client portfolio “. According to the communications professional, everything depends on each person’s situation for the types of remuneration and company.
More flexibility
If Nicolas earns approximately the same salary as in his last years of employment, the difference is in the charges : “ The Navigo pass, gasoline, car, telephone, Internethe lists. All this represents approximately 500 euros saved for me “. Note that his employee status also included a 13th month and bonuses. But it is especially in managing your diary When Nicolas sees the difference, he organizes his schedule as he sees fit according to the needs of the family and his clients.
Actually, he works more if we count working hours between content production, prospecting and administration, but is still said more present for his childrenschool, their sports activities or their academic orientation: “ It’s a balancehe admits. Even if at the hourly rate, I works a lot more because I have less vacation but everything is smoothed out in the end “. An early riser, Nicolas starts working around 4:30 a.m., until it’s time to take the children to school. For the holidays, he shoots until everyone wakes up around 9 a.m. to then spend the day with family, and work again in the evening when it’s calmer. “ I am always available for my clientshe admits. But I try to be careful that it doesn’t have too much impact on my personal life because it would be stifling for others “.
Earn as much to consume less
Is Nicolas happy with his salary? If he could earn more, he wouldn’t say no but for all that this amount is sufficient for his needs. With a financially independent child, a loan already in progress, he spends his money differently : “ I don’t earn enough to do tax optimization but I favor better quality products for example “.
